VT vs SPY

AVT

BSPY

Measures won2–4SPY wins · of 6 · 5Y

$10,000 · 5Y$17,493SPY · VT $15,957

Lowest cost0.06%VT · $6 on $10k

Most income3.21%EFA · $321 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common55.2%VT and SPY

SPY

Vanguard Total World Stock ETF · $81.8BState Street SPDR S&P 500 ETF · $778B

+20.9%3 years · per year$17,661 · $18,118+21.9%

+9.8%5 years · per year$15,957 · $17,493+11.8%

0.06%Expense ratio$6 · $9 on $10k · lower wins0.09%

1.55%12-mo yield$155 · $101 on $10k1.01%

−9.7%Worst dropSmaller wins−8.9%

14.9%VolatilityLower wins13.7%

2–4SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVT · SPY

4.5%NVDA7.1%

4.1%AAPL7.9%

3.2%MSFT6.2%

2.0%AMZN4.0%

Held in common55.2%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
3	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$77.7B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
3	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$77.7B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs SPY

Vanguard Total World Stock

$15,957

SPY

SPDR S&P 500

$17,493

MeasureVTSPY

Fee0.06%0.09%

Cost on $10k a year$6$9

Yield1.55%1.01%

5 years, per year+9.8%+11.8%

3 years, per year+20.9%+21.9%

Worst drop · 1Y−9.7%−8.9%

Volatility · 1Y14.9%13.7%

4–2measures won
SPY first

55.2%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VT, SPY, EFA

Today

55.2%most shared, VT and SPY

VTSPYEFA

VT—55.2%17.5%

SPY55.2%—0.0%

EFA17.5%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

VT$155 − $6 = $149

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee