VT vs SPY

AVT

BSPY

Measures won2–4SPY wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · SPY $17,099

Lowest cost0.03%VOO · $3 on $10k

Most income1.59%VT · $159 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common55.2%VT and SPY

SPY

Vanguard Total World Stock ETF · $81.8BState Street SPDR S&P 500 ETF · $805B

+21.0%3 years · per year$17,695 · $18,174+22.0%

+9.3%5 years · per year$15,576 · $17,099+11.3%

0.06%Expense ratio$6 · $9 on $10k · lower wins0.09%

1.59%12-mo yield$159 · $103 on $10k1.03%

−9.7%Worst dropSmaller wins−8.9%

14.7%VolatilityLower wins13.6%

2–4SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVT · SPY

4.5%NVDA7.3%

4.1%AAPL7.7%

3.2%MSFT6.2%

2.0%AMZN3.9%

Held in common55.2%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
3	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
3	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs SPY

Vanguard Total World Stock

$15,576

SPY

SPDR S&P 500

$17,099

MeasureVTSPY

Fee0.06%0.09%

Cost on $10k a year$6$9

Yield1.59%1.03%

5 years, per year+9.3%+11.3%

3 years, per year+21.0%+22.0%

Worst drop · 1Y−9.7%−8.9%

Volatility · 1Y14.7%13.6%

4–2measures won
SPY first

55.2%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: VT, SPY, VOO

Today

93.5%most shared, SPY and VOO

VTSPYVOO

VT—55.2%55.3%

SPY55.2%—93.5%

VOO55.3%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$153most kept, VT

VT$159 − $6 = $153

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee