VT vs TPIF

AVT

BTPIF

Measures won5–1VT wins · of 6 · 5Y

$10,000 · 5Y$15,957VT · TPIF $14,786

Lowest cost0.05%VXUS · $5 on $10k

Most income2.65%TPIF · $265 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common11.5%VT and TPIF

TPIF

Vanguard Total World Stock ETF · $81.8BTimothy Plan International ETF · $269M

+20.9%3 years · per year$17,661 · $17,388+20.2%

+9.8%5 years · per year$15,957 · $14,786+8.1%

0.06%Expense ratio$6 · $62 on $10k · lower wins0.62%

1.55%12-mo yield$155 · $265 on $10k2.65%

−9.7%Worst dropSmaller wins−10.2%

14.9%VolatilityLower wins15.3%

5–1VT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVT · TPIF

0.2%NOVN.SW0.4%

0.2%8306.T0.2%

0.2%BHP.AX0.2%

0.2%SAN.MC0.2%

Held in common11.5%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BTPIF	Timothy Plan International ETFRead Desk	0.62%	2.65%	+2.5%	+11.7%	+16.3%	+20.2%	+8.1%	−10.2%	$269M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BTPIF	Timothy Plan International ETFRead Desk	0.62%	2.65%	+2.5%	+11.7%	+16.3%	+20.2%	+8.1%	−10.2%	$269M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs TPIF

Vanguard Total World Stock

$15,957

TPIF

Timothy Plan International

$14,786

MeasureVTTPIF

Fee0.06%0.62%

Cost on $10k a year$6$62

Yield1.55%2.65%

5 years, per year+9.8%+8.1%

3 years, per year+20.9%+20.2%

Worst drop · 1Y−9.7%−10.2%

Volatility · 1Y14.9%15.3%

5–1measures won
VT first

11.5%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$58.0B

2–0IXUS wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: VT, TPIF, VXUS, IEMG

Today

29.9%most shared, VT and VXUS

VTTPIFVXUSIEMG

VT—11.5%29.9%8.5%

TPIF11.5%—26.7%2.9%

VXUS29.9%26.7%—24.9%

IEMG8.5%2.9%24.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$234most kept, VXUS

VXUS$239 − $5 = $234

IEMG$242 − $9 = $233

TPIF$265 − $62 = $203

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee