VTEB vs MMMA

AVTEB

BMMMA

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$10,445VTEB

Lowest cost0.03%VTEB · $3 on $10k

Most income3.71%MMMA · $371 on $10k

Smallest drop−6.6%VTEB · worst fall in 1Y

Held in common[…]VTEB and MMMA

VTEB

MMMA

Vanguard Tax-Exempt Bond ETF · $49.6BNYLI MacKay Muni Allocation ETF · $60M

+4.2%3 years · per year$11,328 · […][…]

+0.9%5 years · per year$10,445 · […][…]

0.03%Expense ratio$3 · $40 on $10k · lower wins0.40%

3.45%12-mo yield$345 · $371 on $10k3.71%

−6.6%Worst dropSmaller wins[…]

3.7%VolatilityLower wins[…]

1–1Level

$10,000 · 5 yearsOne scale

Shared top holdingsVTEB · MMMA

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AVTEB	Vanguard Tax-Exempt Bond ETFRead Desk		0.03%	3.45%	+0.1%	+0.8%	+1.2%	+4.2%	+0.9%	−6.6%	$49.6B
2	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.71%	0.0%	+3.5%	new	new	new	[…]	$60M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AVTEB	Vanguard Tax-Exempt Bond ETFRead Desk		0.03%	3.45%	+0.1%	+0.8%	+1.2%	+4.2%	+0.9%	−6.6%	$49.6B
2	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.71%	0.0%	+3.5%	new	new	new	[…]	$60M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTEB vs MMMA

VTEB

Vanguard Tax-Exempt Bond

$10,445

MMMA

NYLI MacKay Muni Allocation

[…]

MeasureVTEBMMMA

Fee0.03%0.40%

Cost on $10k a year$3$40

Yield3.45%3.71%

5 years, per year+0.9%[…]

3 years, per year+4.2%[…]

Worst drop · 1Y−6.6%[…]

Volatility · 1Y3.7%[…]

1–1measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: VTEB, MMMA

Today

[…]holdings […]

VTEBMMMA

VTEB—[…]

MMMA[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$342most kept, VTEB

VTEB$345 − $3 = $342

MMMA$371 − $40 = $331

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee