VTEC vs IVV

AVTEC

BIVV

Measures won3–1VTEC wins · of 6 · 5Y

$10,000 · 5Y$17,553SPYM · IVV $17,545

Lowest cost0.02%SPYM · $2 on $10k

Most income3.18%VTEC · $318 on $10k

Smallest drop−6.4%VTEC · worst fall in 1Y

Held in common[…]VTEC and IVV

VTEC

IVV

Vanguard California Tax-Exempt Bond ETF · $3.6BiShares Core S&P 500 ETF · $853B

[…]3 years · per year[…] · $18,159+22.0%

[…]5 years · per year[…] · $17,545+11.9%

0.06%Expense ratio$6 · $3 on $10k · lower wins0.03%

3.18%12-mo yield$318 · $111 on $10k1.11%

−6.4%Worst dropSmaller wins−8.9%

3.4%VolatilityLower wins13.8%

3–1VTEC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTEC · IVV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
3	AVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk	0.06%	3.18%	0.0%	+0.3%	+0.8%	new	new	−6.4%	$3.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
3	AVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk	0.06%	3.18%	0.0%	+0.3%	+0.8%	new	new	−6.4%	$3.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTEC vs IVV

VTEC

Vanguard California Tax-Exempt Bond

[…]

IVV

iShares Core S&P 500

$17,545

MeasureVTECIVV

Fee0.06%0.03%

Cost on $10k a year$6$3

Yield3.18%1.11%

5 years, per year[…]+11.9%

3 years, per year[…]+22.0%

Worst drop · 1Y−6.4%−8.9%

Volatility · 1Y3.4%13.8%

3–1measures won
VTEC first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: VTEC, IVV, SPYM

Today

99.9%most shared, IVV and SPYM

VTECIVVSPYM

VTEC—[…][…]

IVV[…]—99.9%

SPYM[…]99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$312most kept, VTEC

VTEC$318 − $6 = $312

IVV$111 − $3 = $108

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee