VTEC vs IVV

AVTEC

BIVV

Measures won3–1VTEC wins · of 6 · 5Y

$10,000 · 5Y$17,151IVV · VTI $16,332

Lowest cost0.03%IVV · $3 on $10k

Most income3.18%VTEC · $318 on $10k

Smallest drop−6.4%VTEC · worst fall in 1Y

Held in common[…]VTEC and IVV

VTEC

IVV

Vanguard California Tax-Exempt Bond ETF · $3.6BiShares Core S&P 500 ETF · $850B

[…]3 years · per year[…] · $18,221+22.1%

[…]5 years · per year[…] · $17,151+11.4%

0.06%Expense ratio$6 · $3 on $10k · lower wins0.03%

3.18%12-mo yield$318 · $114 on $10k1.14%

−6.4%Worst dropSmaller wins−8.9%

3.4%VolatilityLower wins13.6%

3–1VTEC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTEC · IVV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
3	AVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk	0.06%	3.18%	+0.5%	+0.1%	+0.6%	new	new	−6.4%	$3.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
3	AVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk	0.06%	3.18%	+0.5%	+0.1%	+0.6%	new	new	−6.4%	$3.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTEC vs IVV

VTEC

Vanguard California Tax-Exempt Bond

[…]

IVV

iShares Core S&P 500

$17,151

MeasureVTECIVV

Fee0.06%0.03%

Cost on $10k a year$6$3

Yield3.18%1.14%

5 years, per year[…]+11.4%

3 years, per year[…]+22.1%

Worst drop · 1Y−6.4%−8.9%

Volatility · 1Y3.4%13.6%

3–1measures won
VTEC first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

Overlap: VTEC, IVV, VTI

Today

86.5%most shared, IVV and VTI

VTECIVVVTI

VTEC—[…][…]

IVV[…]—86.5%

VTI[…]86.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$312most kept, VTEC

VTEC$318 − $6 = $312

IVV$114 − $3 = $111

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee