VTEC vs JMUB

AVTEC

BJMUB

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · JMUB $10,619

Lowest cost0.03%BND · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VTEC and JMUB

VTEC

JMUB

Vanguard California Tax-Exempt Bond ETF · $3.6BJPMorgan Municipal ETF · $9.1B

[…]3 years · per year[…] · $11,510+4.8%

[…]5 years · per year[…] · $10,619+1.2%

0.06%Expense ratio$6 · $18 on $10k · lower wins0.18%

3.18%12-mo yield$318 · $379 on $10k3.79%

−6.4%Worst dropSmaller wins−5.9%

3.4%VolatilityLower wins3.5%

2–2Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVTEC · JMUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	BJMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.79%	+0.1%	+0.9%	+1.4%	+4.8%	+1.2%	−5.9%	$9.1B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	AVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk	0.06%	3.18%	+0.2%	+0.3%	+0.9%	new	new	−6.4%	$3.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	BJMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.79%	+0.1%	+0.9%	+1.4%	+4.8%	+1.2%	−5.9%	$9.1B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	AVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk	0.06%	3.18%	+0.2%	+0.3%	+0.9%	new	new	−6.4%	$3.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTEC vs JMUB

VTEC

Vanguard California Tax-Exempt Bond

[…]

JMUB

JPMorgan Municipal

$10,619

MeasureVTECJMUB

Fee0.06%0.18%

Cost on $10k a year$6$18

Yield3.18%3.79%

5 years, per year[…]+1.2%

3 years, per year[…]+4.8%

Worst drop · 1Y−6.4%−5.9%

Volatility · 1Y3.4%3.5%

2–2measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: VTEC, JMUB, BND, SGOV

Today

[…]holdings […]

VTECJMUBBNDSGOV

VTEC—[…][…][…]

JMUB[…]—[…][…]

BND[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

JMUB$379 − $18 = $361

SGOV$363 − $9 = $354

VTEC$318 − $6 = $312

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee