VTEC vs JMUB

AVTEC

BJMUB

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$10,543JMUB · BNDX $10,152

Lowest cost0.03%BND · $3 on $10k

Most income4.67%BNDX · $467 on $10k

Smallest drop−3.2%BNDX · worst fall in 1Y

Held in common[…]VTEC and JMUB

VTEC

JMUB

Vanguard California Tax-Exempt Bond ETF · $3.6BJPMorgan Municipal ETF · $9.0B

[…]3 years · per year[…] · $11,421+4.5%

[…]5 years · per year[…] · $10,543+1.1%

0.06%Expense ratio$6 · $18 on $10k · lower wins0.18%

3.21%12-mo yield$321 · $382 on $10k3.82%

−6.4%Worst dropSmaller wins−5.9%

3.3%VolatilityLower wins3.4%

2–2Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVTEC · JMUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BJMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.82%	0.0%	0.0%	+0.3%	+4.5%	+1.1%	−5.9%	$9.0B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.67%	−0.1%	+0.2%	−0.5%	+4.4%	+0.3%	−3.2%	$82.9B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.15%	−0.2%	−0.6%	−0.3%	+5.2%	−0.1%	−4.5%	$161.4B
4	AVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk	0.06%	3.21%	0.0%	−0.8%	−0.3%	new	new	−6.4%	$3.6B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BJMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.82%	0.0%	0.0%	+0.3%	+4.5%	+1.1%	−5.9%	$9.0B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.67%	−0.1%	+0.2%	−0.5%	+4.4%	+0.3%	−3.2%	$82.9B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.15%	−0.2%	−0.6%	−0.3%	+5.2%	−0.1%	−4.5%	$161.4B
4	AVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk	0.06%	3.21%	0.0%	−0.8%	−0.3%	new	new	−6.4%	$3.6B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTEC vs JMUB

VTEC

Vanguard California Tax-Exempt Bond

[…]

JMUB

JPMorgan Municipal

$10,543

MeasureVTECJMUB

Fee0.06%0.18%

Cost on $10k a year$6$18

Yield3.21%3.82%

5 years, per year[…]+1.1%

3 years, per year[…]+4.5%

Worst drop · 1Y−6.4%−5.9%

Volatility · 1Y3.3%3.4%

2–2measures won
level

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.6%

AGGiShares

−0.6%

−0.6%Year to date−0.6%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

Overlap: VTEC, JMUB, BNDX, BND

Today

[…]holdings […]

VTECJMUBBNDXBND

VTEC—[…][…][…]

JMUB[…]—[…][…]

BNDX[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$460most kept, BNDX

BNDX$467 − $7 = $460

BND$415 − $3 = $412

JMUB$382 − $18 = $364

VTEC$321 − $6 = $315

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee