VTEC vs SPY

AVTEC

BSPY

Measures won4–0VTEC wins · of 6 · 5Y

$10,000 · 5Y$18,060SPY

Lowest cost0.06%VTEC · $6 on $10k

Most income3.20%VTEC · $320 on $10k

Smallest drop−6.4%VTEC · worst fall in 1Y

Held in common[…]VTEC and SPY

VTEC

SPY

Vanguard California Tax-Exempt Bond ETF · $3.6BState Street SPDR S&P 500 ETF · $798B

[…]3 years · per year[…] · $19,132+24.1%

[…]5 years · per year[…] · $18,060+12.6%

0.06%Expense ratio$6 · $9 on $10k · lower wins0.09%

3.20%12-mo yield$320 · $99 on $10k0.99%

−6.4%Worst dropSmaller wins−8.9%

3.4%VolatilityLower wins12.9%

4–0VTEC wins

$10,000 · 5 yearsOne scale

Shared top holdingsVTEC · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$798.0B
2	AVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk		0.06%	3.20%	+0.5%	−0.4%	+0.3%	new	new	−6.4%	$3.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$798.0B
2	AVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk		0.06%	3.20%	+0.5%	−0.4%	+0.3%	new	new	−6.4%	$3.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTEC vs SPY

VTEC

Vanguard California Tax-Exempt Bond

[…]

SPY

SPDR S&P 500

$18,060

MeasureVTECSPY

Fee0.06%0.09%

Cost on $10k a year$6$9

Yield3.20%0.99%

5 years, per year[…]+12.6%

3 years, per year[…]+24.1%

Worst drop · 1Y−6.4%−8.9%

Volatility · 1Y3.4%12.9%

4–0measures won
VTEC first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

Overlap: VTEC, SPY

Today

[…]holdings […]

VTECSPY

VTEC—[…]

SPY[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$314most kept, VTEC

VTEC$320 − $6 = $314

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee