VTEC vs VCIT

AVTEC

BVCIT

Measures won1–3VCIT wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · VCIT $10,508

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VTEC and VCIT

VTEC

VCIT

Vanguard California Tax-Exempt Bond ETF · $3.6BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

[…]3 years · per year[…] · $12,368+7.3%

[…]5 years · per year[…] · $10,508+1.0%

0.06%Expense ratio$6 · $3 on $10k · lower wins0.03%

3.18%12-mo yield$318 · $502 on $10k5.02%

−6.4%Worst dropSmaller wins−4.9%

3.4%VolatilityLower wins4.5%

1–3VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVTEC · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
4	AVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk	0.06%	3.18%	+0.5%	+0.1%	+0.6%	new	new	−6.4%	$3.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
4	AVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk	0.06%	3.18%	+0.5%	+0.1%	+0.6%	new	new	−6.4%	$3.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTEC vs VCIT

VTEC

Vanguard California Tax-Exempt Bond

[…]

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureVTECVCIT

Fee0.06%0.03%

Cost on $10k a year$6$3

Yield3.18%5.02%

5 years, per year[…]+1.0%

3 years, per year[…]+7.3%

Worst drop · 1Y−6.4%−4.9%

Volatility · 1Y3.4%4.5%

3–1measures won
VCIT first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: VTEC, VCIT, MUB, SGOV

Today

[…]holdings […]

VTECVCITMUBSGOV

VTEC—[…][…][…]

VCIT[…]—[…][…]

MUB[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

MUB$327 − $5 = $322

VTEC$318 − $6 = $312

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee