VTEC vs VCIT

AVTEC

BVCIT

Measures won1–3VCIT wins · of 6 · 5Y

$10,000 · 5Y$17,543VOO · VTI $16,697

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]VTEC and VCIT

VTEC

VCIT

Vanguard California Tax-Exempt Bond ETF · $3.6BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

[…]3 years · per year[…] · $12,129+6.6%

[…]5 years · per year[…] · $10,510+1.0%

0.06%Expense ratio$6 · $3 on $10k · lower wins0.03%

3.18%12-mo yield$318 · $502 on $10k5.02%

−6.4%Worst dropSmaller wins−4.9%

3.4%VolatilityLower wins4.5%

1–3VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVTEC · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	AVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk	0.06%	3.18%	0.0%	+0.3%	+0.8%	new	new	−6.4%	$3.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	AVTEC	Vanguard California Tax-Exempt Bond ETFRead Desk	0.06%	3.18%	0.0%	+0.3%	+0.8%	new	new	−6.4%	$3.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTEC vs VCIT

VTEC

Vanguard California Tax-Exempt Bond

[…]

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

MeasureVTECVCIT

Fee0.06%0.03%

Cost on $10k a year$6$3

Yield3.18%5.02%

5 years, per year[…]+1.0%

3 years, per year[…]+6.6%

Worst drop · 1Y−6.4%−4.9%

Volatility · 1Y3.4%4.5%

3–1measures won
VCIT first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: VTEC, VCIT, VOO, VTI

Today

89.0%most shared, VOO and VTI

VTECVCITVOOVTI

VTEC—[…][…][…]

VCIT[…]—[…][…]

VOO[…][…]—89.0%

VTI[…][…]89.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VTEC$318 − $6 = $312

VOO$107 − $3 = $104

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee