VCIT vs VTEL

AVCIT

BVTEL

Measures won4–0VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · IUSB $10,151

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]VCIT and VTEL

VCIT

VTEL

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BVanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond ETF · $417M

+6.6%3 years · per year$12,129 · […][…]

+1.0%5 years · per year$10,510 · […][…]

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

5.02%12-mo yield$502 · $390 on $10k3.90%

−4.9%Worst dropSmaller wins−8.6%

4.5%VolatilityLower wins4.7%

4–0VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · VTEL

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	BVTEL	Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond ETFRead Desk	0.09%	3.90%	+0.1%	+0.4%	+0.7%	new	new	−8.6%	$417M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	BVTEL	Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond ETFRead Desk	0.09%	3.90%	+0.1%	+0.4%	+0.7%	new	new	−8.6%	$417M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs VTEL

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

VTEL

Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond

[…]

MeasureVCITVTEL

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield5.02%3.90%

5 years, per year+1.0%[…]

3 years, per year+6.6%[…]

Worst drop · 1Y−4.9%−8.6%

Volatility · 1Y4.5%4.7%

4–0measures won
VCIT first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VTEL, IUSB, VCIT, BND

Today

[…]holdings […]

VTELIUSBVCITBND

VTEL—[…][…][…]

IUSB[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

VTEL$390 − $9 = $381

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee