VTEL vs JMUB

AVTEL

BJMUB

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · JMUB $10,620

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VTEL and JMUB

VTEL

JMUB

Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond ETF · $417MJPMorgan Municipal ETF · $9.0B

[…]3 years · per year[…] · $11,552+4.9%

[…]5 years · per year[…] · $10,620+1.2%

0.09%Expense ratio$9 · $18 on $10k · lower wins0.18%

3.93%12-mo yield$393 · $379 on $10k3.79%

−8.6%Worst dropSmaller wins−5.9%

4.7%VolatilityLower wins3.5%

2–2Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVTEL · JMUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BJMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.79%	+0.4%	+0.8%	+1.1%	+4.9%	+1.2%	−5.9%	$9.0B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
4	AVTEL	Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond ETFRead Desk	0.09%	3.93%	+0.3%	−0.2%	+0.1%	new	new	−8.6%	$417M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BJMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.79%	+0.4%	+0.8%	+1.1%	+4.9%	+1.2%	−5.9%	$9.0B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
4	AVTEL	Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond ETFRead Desk	0.09%	3.93%	+0.3%	−0.2%	+0.1%	new	new	−8.6%	$417M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTEL vs JMUB

VTEL

Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond

[…]

JMUB

JPMorgan Municipal

$10,620

MeasureVTELJMUB

Fee0.09%0.18%

Cost on $10k a year$9$18

Yield3.93%3.79%

5 years, per year[…]+1.2%

3 years, per year[…]+4.9%

Worst drop · 1Y−8.6%−5.9%

Volatility · 1Y4.7%3.5%

2–2measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: VTEL, JMUB, SGOV, VCIT

Today

[…]holdings […]

VTELJMUBSGOVVCIT

VTEL—[…][…][…]

JMUB[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VTEL$393 − $9 = $384

JMUB$379 − $18 = $361

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee