VTEL vs VTI

AVTEL

BVTI

Measures won3–1VTEL wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · VTI $16,697

Lowest cost0.03%VTI · $3 on $10k

Most income3.90%VTEL · $390 on $10k

Smallest drop−8.6%VTEL · worst fall in 1Y

Held in common[…]VTEL and VTI

VTEL

VTI

Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond ETF · $417MVanguard Morningstar Total Stock Market ETF · $689B

[…]3 years · per year[…] · $18,090+21.8%

[…]5 years · per year[…] · $16,697+10.8%

0.09%Expense ratio$9 · $3 on $10k · lower wins0.03%

3.90%12-mo yield$390 · $106 on $10k1.06%

−8.6%Worst dropSmaller wins−8.9%

4.7%VolatilityLower wins13.9%

3–1VTEL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTEL · VTI

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	AVTEL	Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond ETFRead Desk	0.09%	3.90%	+0.1%	+0.4%	+0.7%	new	new	−8.6%	$417M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	AVTEL	Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond ETFRead Desk	0.09%	3.90%	+0.1%	+0.4%	+0.7%	new	new	−8.6%	$417M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTEL vs VTI

VTEL

Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond

[…]

VTI

Vanguard Morningstar Total Stock Market

$16,697

MeasureVTELVTI

Fee0.09%0.03%

Cost on $10k a year$9$3

Yield3.90%1.06%

5 years, per year[…]+10.8%

3 years, per year[…]+21.8%

Worst drop · 1Y−8.6%−8.9%

Volatility · 1Y4.7%13.9%

3–1measures won
VTEL first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

Overlap: VTEL, VTI, IVV

Today

86.0%most shared, VTI and IVV

VTELVTIIVV

VTEL—[…][…]

VTI[…]—86.0%

IVV[…]86.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$381most kept, VTEL

VTEL$390 − $9 = $381

IVV$111 − $3 = $108

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee