VTES vs IUSB

AVTES

BIUSB

Measures won3–2VTES wins · of 6 · 5Y

$10,000 · 5Y$10,142IUSB · AGG $9,975

Lowest cost0.03%AGG · $3 on $10k

Most income4.33%IUSB · $433 on $10k

Smallest drop−3.0%VTES · worst fall in 1Y

Held in common[…]VTES and IUSB

VTES

IUSB

Vanguard Short-Term Tax-Exempt Bond ETF · $3.6BiShares Core Universal USD Bond ETF · $50.4B

+3.7%3 years · per year$11,151 · $11,909+6.0%

[…]5 years · per year[…] · $10,142+0.3%

0.05%Expense ratio$5 · $6 on $10k · lower wins0.06%

2.66%12-mo yield$266 · $433 on $10k4.33%

−3.0%Worst dropSmaller wins−4.3%

1.8%VolatilityLower wins3.9%

3–2VTES wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTES · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.4B
2	AGG	iShares Core U.S. Aggregate Bond ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.5%	+5.6%	0.0%	−4.6%	$139.2B
3	AVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk	0.05%	2.66%	+0.1%	+1.4%	+2.0%	+3.7%	new	−3.0%	$3.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.4B
2	AGG	iShares Core U.S. Aggregate Bond ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.5%	+5.6%	0.0%	−4.6%	$139.2B
3	AVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk	0.05%	2.66%	+0.1%	+1.4%	+2.0%	+3.7%	new	−3.0%	$3.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTES vs IUSB

VTES

Vanguard Short-Term Tax-Exempt Bond

[…]

IUSB

iShares Core Universal USD Bond

$10,142

MeasureVTESIUSB

Fee0.05%0.06%

Cost on $10k a year$5$6

Yield2.66%4.33%

5 years, per year[…]+0.3%

3 years, per year+3.7%+6.0%

Worst drop · 1Y−3.0%−4.3%

Volatility · 1Y1.8%3.9%

3–2measures won
VTES first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: VTES, IUSB, AGG

Today

[…]holdings […]

VTESIUSBAGG

VTES—[…][…]

IUSB[…]—[…]

AGG[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$427most kept, IUSB

IUSB$433 − $6 = $427

AGG$412 − $3 = $409

VTES$266 − $5 = $261

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee