VTES vs VCIT

AVTES

BVCIT

Measures won2–3VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,508VCIT · IUSB $10,142

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−3.0%VTES · worst fall in 1Y

Held in common[…]VTES and VCIT

VTES

VCIT

Vanguard Short-Term Tax-Exempt Bond ETF · $3.6BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+3.7%3 years · per year$11,151 · $12,368+7.3%

[…]5 years · per year[…] · $10,508+1.0%

0.05%Expense ratio$5 · $3 on $10k · lower wins0.03%

2.66%12-mo yield$266 · $502 on $10k5.02%

−3.0%Worst dropSmaller wins−4.9%

1.8%VolatilityLower wins4.5%

2–3VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVTES · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.3B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
4	AVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk	0.05%	2.66%	+0.1%	+1.4%	+2.0%	+3.7%	new	−3.0%	$3.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.3B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
4	AVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk	0.05%	2.66%	+0.1%	+1.4%	+2.0%	+3.7%	new	−3.0%	$3.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTES vs VCIT

VTES

Vanguard Short-Term Tax-Exempt Bond

[…]

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureVTESVCIT

Fee0.05%0.03%

Cost on $10k a year$5$3

Yield2.66%5.02%

5 years, per year[…]+1.0%

3 years, per year+3.7%+7.3%

Worst drop · 1Y−3.0%−4.9%

Volatility · 1Y1.8%4.5%

3–2measures won
VCIT first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: VTES, IUSB, VCIT, BND

Today

[…]holdings […]

VTESIUSBVCITBND

VTES—[…][…][…]

IUSB[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

VTES$266 − $5 = $261

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee