VTES vs MMMA5YVTESVTESAvsBMMMAMMMAVanguard Short-Term Tax-Exempt Bond ETF · $3.6BNYLI MacKay Muni Allocation ETF · $60MReturns · dividends in+3.4%3 years · per year$11,068 · […][…][…]5 years · per year[…]Cost and income0.05%Expense ratio$5 · $40 on $10k · lower wins0.40%2.66%12-mo yield$266 · $371 on $10k3.71%Risk · 1 year
$10,000 in VTES, MMMA, BNDX5Y$10k startBNDX $10.2kNov 2021Nov 2026End-of-day Nov 11, 2026 · growth of $10,000, dividends reinvested · from each fund’s start inside the window
Overlap: VTES, MMMA, BNDXToday[…]holdings […]VTESMMMABNDXVTES—[…][…]MMMA[…]—[…]BNDX[…][…]—End-of-day Nov 11, 2026 · share held in common · outlined: the pair in versus
VTES vs MMMA5YAVTESVanguard Short-Term Tax-Exempt Bond[…]vsMMMABNYLI MacKay Muni Allocation[…]MeasureVTESMMMAFee0.05%0.40%Cost on $10k a year$5$40Yield2.66%3.71%5 years, per year[…][…]3 years, per year+3.4%[…]Worst drop · 1Y−3.0%[…]Volatility · 1Y1.8%[…]
All Three5Y3 fundsBest 5YLowest feeHighest incomeSmallest dropMost assets#Ticker▲▼Fund▲▼TrendFee▲▼Yield▲▼Today▲▼YTD▲▼1Y▲▼3Y/yr▲▼5Y/yr▼Drop▲▼Assets▲▼1BNDXVanguard Total International Bond ETFReadDesk0.07%4.65%0.0%+0.6%+0.1%+4.2%+0.3%−3.2%$82.9B2AVTESVanguard Short-Term Tax-Exempt Bond ETFReadDesk0.05%2.66%0.0%+1.3%+2.0%+3.4%new−3.0%$3.6B3BMMMANYLI MacKay Muni Allocation ETFReadDesk0.40%3.71%+0.3%+3.3%newnewnew[…]$60MEnd-of-day Nov 11, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus
All Three5Y3 fundsBest 5YLowest feeHighest incomeSmallest dropMost assets#Ticker▲▼Fund▲▼TrendFee▲▼Yield▲▼Today▲▼YTD▲▼1Y▲▼3Y/yr▲▼5Y/yr▼Drop▲▼Assets▲▼1BNDXVanguard Total International Bond ETFReadDesk0.07%4.65%0.0%+0.6%+0.1%+4.2%+0.3%−3.2%$82.9B2AVTESVanguard Short-Term Tax-Exempt Bond ETFReadDesk0.05%2.66%0.0%+1.3%+2.0%+3.4%new−3.0%$3.6B3BMMMANYLI MacKay Muni Allocation ETFReadDesk0.40%3.71%+0.3%+3.3%newnewnew[…]$60MEnd-of-day Nov 11, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus
SCHD vs VIGYTDSchwabSCHDSA+34.6%vsBVVIGVanguard+16.0%Jan 1Nov 11+34.6%+16.0%+34.6%Year to date+16.0%2.9%Yield1.4%$123BAssets$109B2–0SCHD winsEnd-of-day Nov 11, 2026
JEPQ vs JEPIYTDJ.P. MorganJEPQJMA+8.1%vsBJMJEPIJ.P. Morgan+8.6%Jan 1Nov 11+8.1%+8.6%+8.1%Year to date+8.6%12.2%Yield7.8%$42.0BAssets$46.6B1–1levelEnd-of-day Nov 11, 2026
SPYM vs SPYYTDSPDRSPYMSA+12.4%vsBSSPYSPDR+12.3%Jan 1Nov 11+12.4%+12.3%+12.4%Year to date+12.3%1.0%Yield1.0%$183BAssets$792B1–0SPYM winsEnd-of-day Nov 11, 2026
Overlap: VTES, MMMA, BNDXToday[…]holdings […]VTESMMMABNDXVTES—[…][…]MMMA[…]—[…]BNDX[…][…]—End-of-day Nov 11, 2026 · share held in common · outlined: the pair in versus
Income After Fees on $10,0001Y$458most kept, BNDXBNDX$465 − $7 = $458MMMA$371 − $40 = $331VTES$266 − $5 = $261KeptFeeEnd-of-day Nov 11, 2026 · yield in dollars minus the fee