VTES vs IUSB

AVTES

BIUSB

Measures won3–2VTES wins · of 6 · 5Y

$10,000 · 5Y$10,432MUB · IUSB $10,151

Lowest cost0.03%BND · $3 on $10k

Most income4.33%IUSB · $433 on $10k

Smallest drop−3.0%VTES · worst fall in 1Y

Held in common[…]VTES and IUSB

VTES

IUSB

Vanguard Short-Term Tax-Exempt Bond ETF · $3.6BiShares Core Universal USD Bond ETF · $50.4B

+3.6%3 years · per year$11,116 · $11,705+5.4%

[…]5 years · per year[…] · $10,151+0.3%

0.05%Expense ratio$5 · $6 on $10k · lower wins0.06%

2.66%12-mo yield$266 · $433 on $10k4.33%

−3.0%Worst dropSmaller wins−4.3%

1.8%VolatilityLower wins3.9%

3–2VTES wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVTES · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
2	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	AVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk	0.05%	2.66%	0.0%	+1.4%	+2.0%	+3.6%	new	−3.0%	$3.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
2	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	AVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk	0.05%	2.66%	0.0%	+1.4%	+2.0%	+3.6%	new	−3.0%	$3.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTES vs IUSB

VTES

Vanguard Short-Term Tax-Exempt Bond

[…]

IUSB

iShares Core Universal USD Bond

$10,151

MeasureVTESIUSB

Fee0.05%0.06%

Cost on $10k a year$5$6

Yield2.66%4.33%

5 years, per year[…]+0.3%

3 years, per year+3.6%+5.4%

Worst drop · 1Y−3.0%−4.3%

Volatility · 1Y1.8%3.9%

3–2measures won
VTES first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VTES, MUB, IUSB, BND

Today

[…]holdings […]

VTESMUBIUSBBND

VTES—[…][…][…]

MUB[…]—[…][…]

IUSB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$427most kept, IUSB

IUSB$433 − $6 = $427

BND$412 − $3 = $409

MUB$326 − $5 = $321

VTES$266 − $5 = $261

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee