VTES vs SGOV

AVTES

BSGOV

Measures won1–4SGOV wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · MUB $10,414

Lowest cost0.05%VTES · $5 on $10k

Most income3.63%SGOV · $363 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VTES and SGOV

VTES

SGOV

Vanguard Short-Term Tax-Exempt Bond ETF · $3.6BiShares 0-3 Month Treasury Bond ETF · $117B

+3.7%3 years · per year$11,151 · $11,417+4.5%

[…]5 years · per year[…] · $12,086+3.9%

0.05%Expense ratio$5 · $9 on $10k · lower wins0.09%

2.66%12-mo yield$266 · $363 on $10k3.63%

−3.0%Worst dropSmaller wins0.0%

1.8%VolatilityLower wins0.2%

1–4SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTES · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.7B
3	AVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk	0.05%	2.66%	+0.1%	+1.4%	+2.0%	+3.7%	new	−3.0%	$3.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.7B
3	AVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk	0.05%	2.66%	+0.1%	+1.4%	+2.0%	+3.7%	new	−3.0%	$3.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTES vs SGOV

VTES

Vanguard Short-Term Tax-Exempt Bond

[…]

SGOV

iShares 0-3 Month Treasury Bond

$12,086

MeasureVTESSGOV

Fee0.05%0.09%

Cost on $10k a year$5$9

Yield2.66%3.63%

5 years, per year[…]+3.9%

3 years, per year+3.7%+4.5%

Worst drop · 1Y−3.0%+0.0%

Volatility · 1Y1.8%0.2%

4–1measures won
SGOV first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: VTES, SGOV, MUB

Today

[…]holdings […]

VTESSGOVMUB

VTES—[…][…]

SGOV[…]—[…]

MUB[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MUB$327 − $5 = $322

VTES$266 − $5 = $261

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee