VTES vs SPYM

AVTES

BSPYM

Measures won3–2VTES wins · of 6 · 5Y

$10,000 · 5Y$17,192SPYM · VOO $17,177

Lowest cost0.02%SPYM · $2 on $10k

Most income2.66%VTES · $266 on $10k

Smallest drop−3.0%VTES · worst fall in 1Y

Held in common[…]VTES and SPYM

VTES

SPYM

Vanguard Short-Term Tax-Exempt Bond ETF · $3.6BState Street SPDR Portfolio S&P 500 ETF · $182B

+3.7%3 years · per year$11,143 · $18,082+21.8%

[…]5 years · per year[…] · $17,192+11.4%

0.05%Expense ratio$5 · $2 on $10k · lower wins0.02%

2.66%12-mo yield$266 · $105 on $10k1.05%

−3.0%Worst dropSmaller wins−8.9%

1.8%VolatilityLower wins13.6%

3–2VTES wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTES · SPYM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$181.7B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
3	AVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk	0.05%	2.66%	+0.1%	+1.4%	+2.1%	+3.7%	new	−3.0%	$3.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$181.7B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
3	AVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk	0.05%	2.66%	+0.1%	+1.4%	+2.1%	+3.7%	new	−3.0%	$3.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTES vs SPYM

VTES

Vanguard Short-Term Tax-Exempt Bond

[…]

SPYM

SPDR Portfolio S&P 500

$17,192

MeasureVTESSPYM

Fee0.05%0.02%

Cost on $10k a year$5$2

Yield2.66%1.05%

5 years, per year[…]+11.4%

3 years, per year+3.7%+21.8%

Worst drop · 1Y−3.0%−8.9%

Volatility · 1Y1.8%13.6%

3–2measures won
VTES first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: VTES, SPYM, VOO

Today

92.2%most shared, SPYM and VOO

VTESSPYMVOO

VTES—[…][…]

SPYM[…]—92.2%

VOO[…]92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$261most kept, VTES

VTES$266 − $5 = $261

VOO$110 − $3 = $107

SPYM$105 − $2 = $103

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee