VTES vs IUSB

AVTES

BIUSB

Measures won3–2VTES wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · IUSB $10,138

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−3.0%VTES · worst fall in 1Y

Held in common[…]VTES and IUSB

VTES

IUSB

Vanguard Short-Term Tax-Exempt Bond ETF · $3.6BiShares Core Universal USD Bond ETF · $50.4B

+3.7%3 years · per year$11,143 · $11,774+5.6%

[…]5 years · per year[…] · $10,138+0.3%

0.05%Expense ratio$5 · $6 on $10k · lower wins0.06%

2.66%12-mo yield$266 · $434 on $10k4.34%

−3.0%Worst dropSmaller wins−4.3%

1.8%VolatilityLower wins3.9%

3–2VTES wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTES · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
3	AVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk	0.05%	2.66%	+0.1%	+1.4%	+2.1%	+3.7%	new	−3.0%	$3.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
3	AVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk	0.05%	2.66%	+0.1%	+1.4%	+2.1%	+3.7%	new	−3.0%	$3.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTES vs IUSB

VTES

Vanguard Short-Term Tax-Exempt Bond

[…]

IUSB

iShares Core Universal USD Bond

$10,138

MeasureVTESIUSB

Fee0.05%0.06%

Cost on $10k a year$5$6

Yield2.66%4.34%

5 years, per year[…]+0.3%

3 years, per year+3.7%+5.6%

Worst drop · 1Y−3.0%−4.3%

Volatility · 1Y1.8%3.9%

3–2measures won
VTES first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: VTES, VCIT, IUSB

Today

[…]holdings […]

VTESVCITIUSB

VTES—[…][…]

VCIT[…]—[…]

IUSB[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

VTES$266 − $5 = $261

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee