VTES vs VCIT

AVTES

BVCIT

Measures won2–3VCIT wins · of 6 · 5Y

$10,000 · 5Y$16,454SCHD · VCIT $10,510

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−3.0%VTES · worst fall in 1Y

Held in common[…]VTES and VCIT

VTES

VCIT

Vanguard Short-Term Tax-Exempt Bond ETF · $3.6BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+3.6%3 years · per year$11,116 · $12,129+6.6%

[…]5 years · per year[…] · $10,510+1.0%

0.05%Expense ratio$5 · $3 on $10k · lower wins0.03%

2.66%12-mo yield$266 · $502 on $10k5.02%

−3.0%Worst dropSmaller wins−4.9%

1.8%VolatilityLower wins4.5%

2–3VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTES · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.3%	+33.1%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	AVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk	0.05%	2.66%	0.0%	+1.4%	+2.0%	+3.6%	new	−3.0%	$3.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.3%	+33.1%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	AVTES	Vanguard Short-Term Tax-Exempt Bond ETFRead Desk	0.05%	2.66%	0.0%	+1.4%	+2.0%	+3.6%	new	−3.0%	$3.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTES vs VCIT

VTES

Vanguard Short-Term Tax-Exempt Bond

[…]

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

MeasureVTESVCIT

Fee0.05%0.03%

Cost on $10k a year$5$3

Yield2.66%5.02%

5 years, per year[…]+1.0%

3 years, per year+3.6%+6.6%

Worst drop · 1Y−3.0%−4.9%

Volatility · 1Y1.8%4.5%

3–2measures won
VCIT first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: VTES, VCIT, SCHD

Today

[…]holdings […]

VTESVCITSCHD

VTES—[…][…]

VCIT[…]—[…]

SCHD[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCHD$296 − $6 = $290

VTES$266 − $5 = $261

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee