VTI vs NETL

AVTI

BNETL

Measures won5–1VTI wins · of 6 · 5Y

$10,000 · 5Y$17,164SPYM · VOO $17,156

Lowest cost0.02%SPYM · $2 on $10k

Most income5.18%NETL · $518 on $10k

Smallest drop−8.9%SPYM · worst fall in 1Y

Held in common0.2%VTI and NETL

VTI

NETL

Vanguard Morningstar Total Stock Market ETF · $689BColterpoint Net Lease Real Estate ETF · $48M

+21.9%3 years · per year$18,113 · $13,485+10.5%

+10.3%5 years · per year$16,332 · $9,724−0.6%

0.03%Expense ratio$3 · $60 on $10k · lower wins0.60%

1.10%12-mo yield$110 · $518 on $10k5.18%

−8.9%Worst dropSmaller wins−16.7%

13.7%VolatilityLower wins14.9%

5–1VTI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVTI · NETL

0.1%O8.6%

0.0%VICI8.7%

0.0%WPC8.3%

0.0%GLPI3.7%

Held in common0.2%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.06%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$181.7B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
3	AVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
4	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.18%	−0.9%	+6.8%	+7.5%	+10.5%	−0.6%	−16.7%	$48M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.06%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$181.7B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
3	AVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
4	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.18%	−0.9%	+6.8%	+7.5%	+10.5%	−0.6%	−16.7%	$48M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTI vs NETL

VTI

Vanguard Morningstar Total Stock Market

$16,332

NETL

Colterpoint Net Lease Real Estate

$9,724

MeasureVTINETL

Fee0.03%0.60%

Cost on $10k a year$3$60

Yield1.10%5.18%

5 years, per year+10.3%−0.6%

3 years, per year+21.9%+10.5%

Worst drop · 1Y−8.9%−16.7%

Volatility · 1Y13.7%14.9%

5–1measures won
VTI first

0.2%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

Overlap: VTI, NETL, VOO, SPYM

Today

93.5%most shared, VOO and SPYM

VTINETLVOOSPYM

VTI—0.2%89.0%86.5%

NETL0.2%—0.1%0.1%

VOO89.0%0.1%—93.5%

SPYM86.5%0.1%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$458most kept, NETL

NETL$518 − $60 = $458

VOO$110 − $3 = $107

VTI$110 − $3 = $107

SPYM$106 − $2 = $104

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee