VTI vs BND

AVTI

BBND

Measures won2–3BND wins · of 6 · 5Y

$10,000 · 5Y$16,697VTI · SHM $10,571

Lowest cost0.03%VTI · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop−2.7%SHM · worst fall in 1Y

Held in common[…]VTI and BND

VTI

BND

Vanguard Morningstar Total Stock Market ETF · $689BVanguard Total Bond Market ETF · $161B

+21.8%3 years · per year$18,090 · $11,576+5.0%

+10.8%5 years · per year$16,697 · $9,985−0.0%

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

1.06%12-mo yield$106 · $412 on $10k4.12%

−8.9%Worst dropSmaller wins−4.5%

13.9%VolatilityLower wins4.0%

2–3BND wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTI · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
2	SHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	0.0%	+1.4%	+2.1%	+3.3%	+1.1%	−2.7%	$3.5B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
2	SHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	0.0%	+1.4%	+2.1%	+3.3%	+1.1%	−2.7%	$3.5B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTI vs BND

VTI

Vanguard Morningstar Total Stock Market

$16,697

BND

Vanguard Total Bond Market

$9,985

MeasureVTIBND

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield1.06%4.12%

5 years, per year+10.8%−0.0%

3 years, per year+21.8%+5.0%

Worst drop · 1Y−8.9%−4.5%

Volatility · 1Y13.9%4.0%

3–2measures won
BND first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: VTI, SHM, BND

Today

[…]holdings […]

VTISHMBND

VTI—[…][…]

SHM[…]—[…]

BND[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SHM$270 − $20 = $250

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee