VTI vs SHM

AVTI

BSHM

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$16,697VTI · SHM $10,571

Lowest cost0.03%VTI · $3 on $10k

Most income3.26%MUB · $326 on $10k

Smallest drop−2.7%SHM · worst fall in 1Y

Held in common[…]VTI and SHM

VTI

SHM

Vanguard Morningstar Total Stock Market ETF · $689BState Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B

+21.8%3 years · per year$18,090 · $11,019+3.3%

+10.8%5 years · per year$16,697 · $10,571+1.1%

0.03%Expense ratio$3 · $20 on $10k · lower wins0.20%

1.06%12-mo yield$106 · $270 on $10k2.70%

−8.9%Worst dropSmaller wins−2.7%

13.9%VolatilityLower wins1.8%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTI · SHM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
2	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	0.0%	+1.4%	+2.1%	+3.3%	+1.1%	−2.7%	$3.5B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
2	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	0.0%	+1.4%	+2.1%	+3.3%	+1.1%	−2.7%	$3.5B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTI vs SHM

VTI

Vanguard Morningstar Total Stock Market

$16,697

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,571

MeasureVTISHM

Fee0.03%0.20%

Cost on $10k a year$3$20

Yield1.06%2.70%

5 years, per year+10.8%+1.1%

3 years, per year+21.8%+3.3%

Worst drop · 1Y−8.9%−2.7%

Volatility · 1Y13.9%1.8%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VTI, SHM, MUB

Today

[…]holdings […]

VTISHMMUB

VTI—[…][…]

SHM[…]—[…]

MUB[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$321most kept, MUB

MUB$326 − $5 = $321

SHM$270 − $20 = $250

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee