VTI vs SPY

AVTI

BSPY

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$17,118SPY · VTI $16,375

Lowest cost0.03%VTI · $3 on $10k

Most income1.09%VTI · $109 on $10k

Smallest drop−7.3%WCEO · worst fall in 1Y

Held in common85.5%VTI and SPY

VTI

SPY

Vanguard Morningstar Total Stock Market ETF · $689BState Street SPDR S&P 500 ETF · $778B

+21.7%3 years · per year$18,004 · $18,039+21.7%

+10.4%5 years · per year$16,375 · $17,118+11.3%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

1.09%12-mo yield$109 · $103 on $10k1.03%

−8.9%Worst dropSmaller wins−8.9%

13.7%VolatilityLower wins13.6%

2–2Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTI · SPY

7.1%NVDA6.9%

6.6%AAPL7.9%

5.2%MSFT6.3%

3.3%AMZN4.0%

Held in common85.5%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	AVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	WCEO	Hypatia Women CEO ETFRead Desk	0.85%	0.55%	+0.2%	+16.7%	+20.1%	+18.6%	new	−7.3%	$13M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	AVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	WCEO	Hypatia Women CEO ETFRead Desk	0.85%	0.55%	+0.2%	+16.7%	+20.1%	+18.6%	new	−7.3%	$13M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTI vs SPY

VTI

Vanguard Morningstar Total Stock Market

$16,375

SPY

SPDR S&P 500

$17,118

MeasureVTISPY

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield1.09%1.03%

5 years, per year+10.4%+11.3%

3 years, per year+21.7%+21.7%

Worst drop · 1Y−8.9%−8.9%

Volatility · 1Y13.7%13.6%

2–2measures won
level

85.5%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: VTI, WCEO, SPY

Today

85.5%most shared, VTI and SPY

VTIWCEOSPY

VTI—5.5%85.5%

WCEO5.5%—5.6%

SPY85.5%5.6%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

SPY$103 − $9 = $94

WCEO$55 − $85 = −$30

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee