SPY vs VTIP

ASPY

BVTIP

Measures won2–4VTIP wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · VTIP $11,413

Lowest cost0.03%VTIP · $3 on $10k

Most income4.81%VTIP · $481 on $10k

Smallest drop−2.6%VTIP · worst fall in 1Y

Held in common[…]SPY and VTIP

SPY

VTIP

State Street SPDR S&P 500 ETF · $819BVanguard Short-Term Inflation-Protected Securities ETF · $20.9B

+21.7%3 years · per year$18,039 · $11,376+4.4%

+11.3%5 years · per year$17,118 · $11,413+2.7%

0.09%Expense ratio$9 · $3 on $10k · lower wins0.03%

1.03%12-mo yield$103 · $481 on $10k4.81%

−8.9%Worst dropSmaller wins−2.6%

13.6%VolatilityLower wins2.2%

2–4VTIP wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSPY · VTIP

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	BVTIP	Vanguard Short-Term Inflation-Protected Securities ETFRead Desk	0.03%	4.81%	0.0%	+0.6%	+1.0%	+4.4%	+2.7%	−2.6%	$20.9B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	BVTIP	Vanguard Short-Term Inflation-Protected Securities ETFRead Desk	0.03%	4.81%	0.0%	+0.6%	+1.0%	+4.4%	+2.7%	−2.6%	$20.9B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPY vs VTIP

SPY

SPDR S&P 500

$17,118

VTIP

Vanguard Short-Term Inflation-Protected Securities

$11,413

MeasureSPYVTIP

Fee0.09%0.03%

Cost on $10k a year$9$3

Yield1.03%4.81%

5 years, per year+11.3%+2.7%

3 years, per year+21.7%+4.4%

Worst drop · 1Y−8.9%−2.6%

Volatility · 1Y13.6%2.2%

4–2measures won
VTIP first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: VTIP, SPY, BND

Today

[…]holdings […]

VTIPSPYBND

VTIP—[…][…]

SPY[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$478most kept, VTIP

VTIP$481 − $3 = $478

BND$412 − $3 = $409

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee