VTIP vs SPY

AVTIP

BSPY

Measures won4–2VTIP wins · of 6 · 5Y

$10,000 · 5Y$17,509QQQ · SPY $17,118

Lowest cost0.03%VTIP · $3 on $10k

Most income4.81%VTIP · $481 on $10k

Smallest drop−2.6%VTIP · worst fall in 1Y

Held in common[…]VTIP and SPY

VTIP

SPY

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9BState Street SPDR S&P 500 ETF · $819B

+4.4%3 years · per year$11,376 · $18,039+21.7%

+2.7%5 years · per year$11,413 · $17,118+11.3%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

4.81%12-mo yield$481 · $103 on $10k1.03%

−2.6%Worst dropSmaller wins−8.9%

2.2%VolatilityLower wins13.6%

4–2VTIP wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTIP · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.47%	+1.4%	+7.2%	+5.8%	+23.2%	+11.9%	−14.8%	$469.3B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	AVTIP	Vanguard Short-Term Inflation-Protected Securities ETFRead Desk	0.03%	4.81%	0.0%	+0.6%	+1.0%	+4.4%	+2.7%	−2.6%	$20.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.47%	+1.4%	+7.2%	+5.8%	+23.2%	+11.9%	−14.8%	$469.3B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	AVTIP	Vanguard Short-Term Inflation-Protected Securities ETFRead Desk	0.03%	4.81%	0.0%	+0.6%	+1.0%	+4.4%	+2.7%	−2.6%	$20.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTIP vs SPY

VTIP

Vanguard Short-Term Inflation-Protected Securities

$11,413

SPY

SPDR S&P 500

$17,118

MeasureVTIPSPY

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield4.81%1.03%

5 years, per year+2.7%+11.3%

3 years, per year+4.4%+21.7%

Worst drop · 1Y−2.6%−8.9%

Volatility · 1Y2.2%13.6%

4–2measures won
VTIP first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

1–0QQQM wins

End-of-day Nov 6, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−0.3%

QQQInvesco

+7.2%

−0.3%Year to date+7.2%

0.94% · $94Fee · on $10k a year0.18% · $18

$27.1BAssets$469B

2–0QQQ wins

End-of-day Nov 6, 2026

Overlap: VTIP, SPY, QQQ

Today

52.1%most shared, SPY and QQQ

VTIPSPYQQQ

VTIP—[…][…]

SPY[…]—52.1%

QQQ[…]52.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$478most kept, VTIP

VTIP$481 − $3 = $478

SPY$103 − $9 = $94

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee