VTIP vs SPYM

AVTIP

BSPYM

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,553SPYM · VTIP $11,403

Lowest cost0.02%SPYM · $2 on $10k

Most income4.82%VTIP · $482 on $10k

Smallest drop−2.6%VTIP · worst fall in 1Y

Held in common[…]VTIP and SPYM

VTIP

SPYM

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9BState Street SPDR Portfolio S&P 500 ETF · $179B

+4.3%3 years · per year$11,352 · $18,161+22.0%

+2.7%5 years · per year$11,403 · $17,553+11.9%

0.03%Expense ratio$3 · $2 on $10k · lower wins0.02%

4.82%12-mo yield$482 · $103 on $10k1.03%

−2.6%Worst dropSmaller wins−8.9%

2.2%VolatilityLower wins13.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTIP · SPYM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	AVTIP	Vanguard Short-Term Inflation-Protected Securities ETFRead Desk	0.03%	4.82%	−0.2%	+0.4%	+0.7%	+4.3%	+2.7%	−2.6%	$20.9B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	AVTIP	Vanguard Short-Term Inflation-Protected Securities ETFRead Desk	0.03%	4.82%	−0.2%	+0.4%	+0.7%	+4.3%	+2.7%	−2.6%	$20.9B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTIP vs SPYM

VTIP

Vanguard Short-Term Inflation-Protected Securities

$11,403

SPYM

SPDR Portfolio S&P 500

$17,553

MeasureVTIPSPYM

Fee0.03%0.02%

Cost on $10k a year$3$2

Yield4.82%1.03%

5 years, per year+2.7%+11.9%

3 years, per year+4.3%+22.0%

Worst drop · 1Y−2.6%−8.9%

Volatility · 1Y2.2%13.7%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: VTIP, SPYM, BND

Today

[…]holdings […]

VTIPSPYMBND

VTIP—[…][…]

SPYM[…]—[…]

BND[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$479most kept, VTIP

VTIP$482 − $3 = $479

BND$412 − $3 = $409

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee