VCIT vs VTIP

AVCIT

BVTIP

Measures won2–3VTIP wins · of 6 · 5Y

$10,000 · 5Y$17,553SPYM · VTIP $11,403

Lowest cost0.02%SPYM · $2 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−2.6%VTIP · worst fall in 1Y

Held in common[…]VCIT and VTIP

VCIT

VTIP

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BVanguard Short-Term Inflation-Protected Securities ETF · $20.9B

+6.6%3 years · per year$12,129 · $11,352+4.3%

+1.0%5 years · per year$10,510 · $11,403+2.7%

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

5.02%12-mo yield$502 · $482 on $10k4.82%

−4.9%Worst dropSmaller wins−2.6%

4.5%VolatilityLower wins2.2%

2–3VTIP wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · VTIP

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	BVTIP	Vanguard Short-Term Inflation-Protected Securities ETFRead Desk	0.03%	4.82%	−0.2%	+0.4%	+0.7%	+4.3%	+2.7%	−2.6%	$20.9B
3	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	BVTIP	Vanguard Short-Term Inflation-Protected Securities ETFRead Desk	0.03%	4.82%	−0.2%	+0.4%	+0.7%	+4.3%	+2.7%	−2.6%	$20.9B
3	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs VTIP

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

VTIP

Vanguard Short-Term Inflation-Protected Securities

$11,403

MeasureVCITVTIP

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield5.02%4.82%

5 years, per year+1.0%+2.7%

3 years, per year+6.6%+4.3%

Worst drop · 1Y−4.9%−2.6%

Volatility · 1Y4.5%2.2%

3–2measures won
VTIP first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: VTIP, SPYM, VCIT, BND

Today

[…]holdings […]

VTIPSPYMVCITBND

VTIP—[…][…][…]

SPYM[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VTIP$482 − $3 = $479

BND$412 − $3 = $409

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee