VTIP vs TBIL

AVTIP

BTBIL

Measures won3–2VTIP wins · of 6 · 5Y

$10,000 · 5Y$11,413VTIP · VCIT $10,508

Lowest cost0.03%VTIP · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.0%TBIL · worst fall in 1Y

Held in common[…]VTIP and TBIL

VTIP

TBIL

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9BF/m US Treasury 3 Month Bill Fund · $7.5B

+4.5%3 years · per year$11,408 · $11,393+4.4%

+2.7%5 years · per year$11,413 · […][…]

0.03%Expense ratio$3 · $15 on $10k · lower wins0.15%

4.81%12-mo yield$481 · $366 on $10k3.66%

−2.6%Worst dropSmaller wins−0.0%

2.2%VolatilityLower wins0.3%

3–2VTIP wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTIP · TBIL

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVTIP	Vanguard Short-Term Inflation-Protected Securities ETFRead Desk	0.03%	4.81%	+0.1%	+0.6%	+0.8%	+4.5%	+2.7%	−2.6%	$20.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	BTBIL	F/m US Treasury 3 Month Bill FundRead Desk	0.15%	3.66%	0.0%	+3.1%	+3.7%	+4.4%	new	−0.0%	$7.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVTIP	Vanguard Short-Term Inflation-Protected Securities ETFRead Desk	0.03%	4.81%	+0.1%	+0.6%	+0.8%	+4.5%	+2.7%	−2.6%	$20.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	BTBIL	F/m US Treasury 3 Month Bill FundRead Desk	0.15%	3.66%	0.0%	+3.1%	+3.7%	+4.4%	new	−0.0%	$7.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTIP vs TBIL

VTIP

Vanguard Short-Term Inflation-Protected Securities

$11,413

TBIL

F/m US Treasury 3 Month Bill Fund

[…]

MeasureVTIPTBIL

Fee0.03%0.15%

Cost on $10k a year$3$15

Yield4.81%3.66%

5 years, per year+2.7%[…]

3 years, per year+4.5%+4.4%

Worst drop · 1Y−2.6%−0.0%

Volatility · 1Y2.2%0.3%

3–2measures won
VTIP first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: VTIP, TBIL, VCIT

Today

[…]holdings […]

VTIPTBILVCIT

VTIP—[…][…]

TBIL[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VTIP$481 − $3 = $478

TBIL$366 − $15 = $351

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee