VTIP vs SGOV

AVTIP

BSGOV

Measures won2–4SGOV wins · of 6 · 5Y

$10,000 · 5Y$17,543VOO · SGOV $12,091

Lowest cost0.03%VTIP · $3 on $10k

Most income4.82%VTIP · $482 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VTIP and SGOV

VTIP

SGOV

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9BiShares 0-3 Month Treasury Bond ETF · $116B

+4.3%3 years · per year$11,352 · $11,417+4.5%

+2.7%5 years · per year$11,403 · $12,091+3.9%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

4.82%12-mo yield$482 · $363 on $10k3.63%

−2.6%Worst dropSmaller wins0.0%

2.2%VolatilityLower wins0.2%

2–4SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVTIP · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
3	AVTIP	Vanguard Short-Term Inflation-Protected Securities ETFRead Desk	0.03%	4.82%	−0.2%	+0.4%	+0.7%	+4.3%	+2.7%	−2.6%	$20.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
3	AVTIP	Vanguard Short-Term Inflation-Protected Securities ETFRead Desk	0.03%	4.82%	−0.2%	+0.4%	+0.7%	+4.3%	+2.7%	−2.6%	$20.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTIP vs SGOV

VTIP

Vanguard Short-Term Inflation-Protected Securities

$11,403

SGOV

iShares 0-3 Month Treasury Bond

$12,091

MeasureVTIPSGOV

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield4.82%3.63%

5 years, per year+2.7%+3.9%

3 years, per year+4.3%+4.5%

Worst drop · 1Y−2.6%+0.0%

Volatility · 1Y2.2%0.2%

4–2measures won
SGOV first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

Overlap: VTIP, VOO, SGOV

Today

[…]holdings […]

VTIPVOOSGOV

VTIP—[…][…]

VOO[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$479most kept, VTIP

VTIP$482 − $3 = $479

SGOV$363 − $9 = $354

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee