VO vs HAPI

AVO

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,585VTV · VO $13,590

Lowest cost0.03%VTV · $3 on $10k

Most income1.87%VTV · $187 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common13.5%VO and HAPI

HAPI

Vanguard Morningstar Mid-Cap ETF · $103BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+18.6%3 years · per year$16,701 · $18,006+21.7%

+6.3%5 years · per year$13,590 · […][…]

0.03%Expense ratio$3 · $35 on $10k · lower wins0.35%

1.39%12-mo yield$139 · $80 on $10k0.80%

−8.2%Worst dropSmaller wins−8.1%

12.9%VolatilityLower wins12.7%

2–3HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVO · HAPI

0.8%CEG0.6%

1.1%VLO0.5%

0.7%MSI0.5%

0.4%ADSK0.4%

Held in common13.5%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.87%	−0.4%	+18.5%	+22.9%	+20.9%	+12.0%	−6.4%	$184.2B
2	AVO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−0.1%	+10.6%	+11.6%	+18.6%	+6.3%	−8.2%	$103.4B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$503M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.87%	−0.4%	+18.5%	+22.9%	+20.9%	+12.0%	−6.4%	$184.2B
2	AVO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−0.1%	+10.6%	+11.6%	+18.6%	+6.3%	−8.2%	$103.4B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$503M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VO vs HAPI

Vanguard Morningstar Mid-Cap

$13,590

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureVOHAPI

Fee0.03%0.35%

Cost on $10k a year$3$35

Yield1.39%0.80%

5 years, per year+6.3%[…]

3 years, per year+18.6%+21.7%

Worst drop · 1Y−8.2%−8.1%

Volatility · 1Y12.9%12.7%

3–2measures won
HAPI first

13.5%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VTV vs SCHV

YTD

VanguardVTV

+18.5%

SCHVSchwab

+16.2%

+18.5%Year to date+16.2%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: VTV, HAPI, VO

Today

35.4%most shared, VTV and HAPI

VTVHAPIVO

VTV—35.4%28.5%

HAPI35.4%—13.5%

VO28.5%13.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$184most kept, VTV

VTV$187 − $3 = $184

VO$139 − $3 = $136

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee