VUG vs HAPI

AVUG

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$16,124VUG · IWF $15,441

Lowest cost0.03%VUG · $3 on $10k

Most income1.24%IJR · $124 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common43.6%VUG and HAPI

VUG

HAPI

Vanguard Morningstar Growth ETF · $233BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $484M

+22.6%3 years · per year$18,415 · $18,006+21.7%

+10.0%5 years · per year$16,124 · […][…]

0.03%Expense ratio$3 · $35 on $10k · lower wins0.35%

0.42%12-mo yield$42 · $80 on $10k0.80%

−15.1%Worst dropSmaller wins−8.1%

19.0%VolatilityLower wins12.7%

2–3HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVUG · HAPI

12.5%AAPL6.2%

9.7%MSFT6.2%

13.5%NVDA4.6%

5.2%GOOGL4.3%

Held in common43.6%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
2	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.39%	+1.3%	−5.3%	−6.5%	+19.4%	+9.1%	−14.6%	$114.6B
3	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.24%	+0.1%	+15.5%	+17.6%	+17.3%	+5.7%	−9.7%	$103.8B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$484M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
2	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.39%	+1.3%	−5.3%	−6.5%	+19.4%	+9.1%	−14.6%	$114.6B
3	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.24%	+0.1%	+15.5%	+17.6%	+17.3%	+5.7%	−9.7%	$103.8B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$484M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VUG vs HAPI

VUG

Vanguard Morningstar Growth

$16,124

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureVUGHAPI

Fee0.03%0.35%

Cost on $10k a year$3$35

Yield0.42%0.80%

5 years, per year+10.0%[…]

3 years, per year+22.6%+21.7%

Worst drop · 1Y−15.1%−8.1%

Volatility · 1Y19.0%12.7%

3–2measures won
HAPI first

43.6%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: VUG, HAPI, IWF, IJR

Today

78.0%most shared, VUG and IWF

VUGHAPIIWFIJR

VUG—43.6%78.0%0.0%

HAPI43.6%—44.0%0.1%

IWF78.0%44.0%—0.1%

IJR0.0%0.1%0.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$118most kept, IJR

IJR$124 − $6 = $118

HAPI$80 − $35 = $45

VUG$42 − $3 = $39

IWF$39 − $18 = $21

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee