VUG vs HAPI

AVUG

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$18,352VTV · VUG $17,153

Lowest cost0.03%VUG · $3 on $10k

Most income1.80%VTV · $180 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common43.7%VUG and HAPI

VUG

HAPI

Vanguard Morningstar Growth ETF · $233BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $491M

+25.4%3 years · per year$19,712 · $19,002+23.9%

+11.4%5 years · per year$17,153 · […][…]

0.03%Expense ratio$3 · $35 on $10k · lower wins0.35%

0.40%12-mo yield$40 · $77 on $10k0.77%

−16.1%Worst dropSmaller wins−8.1%

18.2%VolatilityLower wins12.2%

2–3HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVUG · HAPI

9.7%MSFT5.9%

12.5%AAPL5.9%

13.5%NVDA5.1%

4.3%AMZN5.7%

Held in common43.7%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.80%	+1.5%	+22.8%	+27.5%	+22.9%	+12.9%	−6.4%	$184.2B
2	AVUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.40%	+1.5%	+6.3%	+3.4%	+25.4%	+11.4%	−16.1%	$232.9B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$491M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.80%	+1.5%	+22.8%	+27.5%	+22.9%	+12.9%	−6.4%	$184.2B
2	AVUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.40%	+1.5%	+6.3%	+3.4%	+25.4%	+11.4%	−16.1%	$232.9B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$491M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VUG vs HAPI

VUG

Vanguard Morningstar Growth

$17,153

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureVUGHAPI

Fee0.03%0.35%

Cost on $10k a year$3$35

Yield0.40%0.77%

5 years, per year+11.4%[…]

3 years, per year+25.4%+23.9%

Worst drop · 1Y−16.1%−8.1%

Volatility · 1Y18.2%12.2%

3–2measures won
HAPI first

43.7%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.1B

1–1level

End-of-day Nov 4, 2026

VTV vs SCHV

YTD

VanguardVTV

+22.8%

SCHVSchwab

+20.4%

+22.8%Year to date+20.4%

1.8%Yield1.8%

$184BAssets$15.7B

1–0VTV wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: VUG, HAPI, VTV

Today

43.7%most shared, VUG and HAPI

VUGHAPIVTV

VUG—43.7%1.9%

HAPI43.7%—35.3%

VTV1.9%35.3%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$177most kept, VTV

VTV$180 − $3 = $177

HAPI$77 − $35 = $42

VUG$40 − $3 = $37

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee