VUSB vs VCIT

AVUSB

BVCIT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,017VUSB · VCIT $10,508

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.2%CGUI · worst fall in 1Y

Held in common[…]VUSB and VCIT

VUSB

VCIT

Vanguard Ultra-Short Bond ETF · $9.9BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+5.2%3 years · per year$11,646 · $12,368+7.3%

+3.7%5 years · per year$12,016 · $10,508+1.0%

0.10%Expense ratio$10 · $3 on $10k · lower wins0.03%

4.27%12-mo yield$427 · $502 on $10k5.02%

−0.4%Worst dropSmaller wins−4.9%

0.7%VolatilityLower wins4.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVUSB · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	+0.1%	+2.9%	+3.7%	+5.2%	+3.7%	−0.4%	$9.9B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	CGUI	Capital Group Ultra Short Income ETFRead Desk	0.18%	3.82%	0.0%	+3.0%	+3.9%	new	new	−0.2%	$387M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	+0.1%	+2.9%	+3.7%	+5.2%	+3.7%	−0.4%	$9.9B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	CGUI	Capital Group Ultra Short Income ETFRead Desk	0.18%	3.82%	0.0%	+3.0%	+3.9%	new	new	−0.2%	$387M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VUSB vs VCIT

VUSB

Vanguard Ultra-Short Bond

$12,016

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureVUSBVCIT

Fee0.10%0.03%

Cost on $10k a year$10$3

Yield4.27%5.02%

5 years, per year+3.7%+1.0%

3 years, per year+5.2%+7.3%

Worst drop · 1Y−0.4%−4.9%

Volatility · 1Y0.7%4.5%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: VUSB, CGUI, VCIT

Today

[…]holdings […]

VUSBCGUIVCIT

VUSB—[…][…]

CGUI[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VUSB$427 − $10 = $417

CGUI$382 − $18 = $364

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee