VUSB vs JMST

AVUSB

BJMST

Measures won5–0VUSB wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · VUSB $12,012

Lowest cost0.09%SGOV · $9 on $10k

Most income4.28%VUSB · $428 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VUSB and JMST

VUSB

JMST

Vanguard Ultra-Short Bond ETF · $9.9BJPMorgan Ultra-Short Municipal Income ETF · $8.4B

+5.2%3 years · per year$11,636 · $11,044+3.4%

+3.7%5 years · per year$12,012 · $11,299+2.5%

0.10%Expense ratio$10 · $18 on $10k · lower wins0.18%

4.28%12-mo yield$428 · $255 on $10k2.55%

−0.4%Worst dropSmaller wins−0.6%

0.7%VolatilityLower wins0.7%

5–0VUSB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVUSB · JMST

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	AVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.28%	+0.1%	+2.9%	+3.7%	+5.2%	+3.7%	−0.4%	$9.9B
3	BJMST	JPMorgan Ultra-Short Municipal Income ETFRead Desk	0.18%	2.55%	+0.1%	+2.0%	+2.6%	+3.4%	+2.5%	−0.6%	$8.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	AVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.28%	+0.1%	+2.9%	+3.7%	+5.2%	+3.7%	−0.4%	$9.9B
3	BJMST	JPMorgan Ultra-Short Municipal Income ETFRead Desk	0.18%	2.55%	+0.1%	+2.0%	+2.6%	+3.4%	+2.5%	−0.6%	$8.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VUSB vs JMST

VUSB

Vanguard Ultra-Short Bond

$12,012

JMST

JPMorgan Ultra-Short Municipal Income

$11,299

MeasureVUSBJMST

Fee0.10%0.18%

Cost on $10k a year$10$18

Yield4.28%2.55%

5 years, per year+3.7%+2.5%

3 years, per year+5.2%+3.4%

Worst drop · 1Y−0.4%−0.6%

Volatility · 1Y0.7%0.7%

5–0measures won
VUSB first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: VUSB, JMST, SGOV

Today

[…]holdings […]

VUSBJMSTSGOV

VUSB—[…][…]

JMST[…]—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$418most kept, VUSB

VUSB$428 − $10 = $418

SGOV$363 − $9 = $354

JMST$255 − $18 = $237

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee