VUSB vs OPER

AVUSB

BOPER

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,141OPER · VUSB $12,019

Lowest cost0.07%BNDX · $7 on $10k

Most income4.64%BNDX · $464 on $10k

Smallest drop−0.1%OPER · worst fall in 1Y

Held in common[…]VUSB and OPER

VUSB

OPER

Vanguard Ultra-Short Bond ETF · $9.9BClearShares Ultra-Short Maturity ETF · $113M

+5.2%3 years · per year$11,641 · $11,443+4.6%

+3.7%5 years · per year$12,019 · $12,141+4.0%

0.10%Expense ratio$10 · $20 on $10k · lower wins0.20%

4.27%12-mo yield$427 · $372 on $10k3.72%

−0.4%Worst dropSmaller wins−0.1%

0.7%VolatilityLower wins0.3%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVUSB · OPER

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BOPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.8%	+4.6%	+4.0%	−0.1%	$113M
2	AVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	0.0%	+2.9%	+3.8%	+5.2%	+3.7%	−0.4%	$9.9B
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BOPER	ClearShares Ultra-Short Maturity ETFRead Desk	0.20%	3.72%	0.0%	+3.2%	+3.8%	+4.6%	+4.0%	−0.1%	$113M
2	AVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	0.0%	+2.9%	+3.8%	+5.2%	+3.7%	−0.4%	$9.9B
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VUSB vs OPER

VUSB

Vanguard Ultra-Short Bond

$12,019

OPER

ClearShares Ultra-Short Maturity

$12,141

MeasureVUSBOPER

Fee0.10%0.20%

Cost on $10k a year$10$20

Yield4.27%3.72%

5 years, per year+3.7%+4.0%

3 years, per year+5.2%+4.6%

Worst drop · 1Y−0.4%−0.1%

Volatility · 1Y0.7%0.3%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: VUSB, OPER, BNDX

Today

[…]holdings […]

VUSBOPERBNDX

VUSB—[…][…]

OPER[…]—[…]

BNDX[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$457most kept, BNDX

BNDX$464 − $7 = $457

VUSB$427 − $10 = $417

OPER$372 − $20 = $352

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee