VUSB vs SGOV

AVUSB

BSGOV

Measures won2–4SGOV wins · of 6 · 5Y

$10,000 · 5Y$17,416VOO · SGOV $12,092

Lowest cost0.03%VOO · $3 on $10k

Most income4.28%VUSB · $428 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VUSB and SGOV

VUSB

SGOV

Vanguard Ultra-Short Bond ETF · $9.9BiShares 0-3 Month Treasury Bond ETF · $116B

+5.1%3 years · per year$11,602 · $11,418+4.5%

+3.7%5 years · per year$12,002 · $12,092+3.9%

0.10%Expense ratio$10 · $9 on $10k · lower wins0.09%

4.28%12-mo yield$428 · $363 on $10k3.63%

−0.4%Worst dropSmaller wins0.0%

0.7%VolatilityLower wins0.2%

2–4SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVUSB · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 10, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.08%	−0.3%	+10.9%	+13.1%	+21.5%	+11.7%	−8.9%	$1.00T
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
3	AVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.28%	−0.1%	+2.8%	+3.6%	+5.1%	+3.7%	−0.4%	$9.9B

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.08%	−0.3%	+10.9%	+13.1%	+21.5%	+11.7%	−8.9%	$1.00T
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
3	AVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.28%	−0.1%	+2.8%	+3.6%	+5.1%	+3.7%	−0.4%	$9.9B

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VUSB vs SGOV

VUSB

Vanguard Ultra-Short Bond

$12,002

SGOV

iShares 0-3 Month Treasury Bond

$12,092

MeasureVUSBSGOV

Fee0.10%0.09%

Cost on $10k a year$10$9

Yield4.28%3.63%

5 years, per year+3.7%+3.9%

3 years, per year+5.1%+4.5%

Worst drop · 1Y−0.4%+0.0%

Volatility · 1Y0.7%0.2%

4–2measures won
SGOV first

Nov 10, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+10.9%

SPYSPDR

+10.8%

+10.9%Year to date+10.8%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 10, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 10, 2026

VOO vs IVV

YTD

VanguardVOO

+10.9%

IVViShares

+10.9%

+10.9%Year to date+10.9%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 10, 2026

Overlap: VUSB, SGOV, VOO

Today

[…]holdings […]

VUSBSGOVVOO

VUSB—[…][…]

SGOV[…]—[…]

VOO[…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$418most kept, VUSB

VUSB$428 − $10 = $418

SGOV$363 − $9 = $354

VOO$108 − $3 = $105

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee