VUSB vs SJLD

AVUSB

BSJLD

Measures won3–1VUSB wins · of 6 · 5Y

$10,000 · 5Y$12,019VUSB · VCIT $10,493

Lowest cost0.03%BND · $3 on $10k

Most income5.16%SJLD · $516 on $10k

Smallest drop−0.4%VUSB · worst fall in 1Y

Held in common[…]VUSB and SJLD

VUSB

SJLD

Vanguard Ultra-Short Bond ETF · $9.9BSanJac Alpha Low Duration ETF · $2M

+5.2%3 years · per year$11,641 · […][…]

+3.7%5 years · per year$12,019 · […][…]

0.10%Expense ratio$10 · $35 on $10k · lower wins0.35%

4.27%12-mo yield$427 · $516 on $10k5.16%

−0.4%Worst dropSmaller wins−1.1%

0.7%VolatilityLower wins1.4%

3–1VUSB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVUSB · SJLD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	0.0%	+2.9%	+3.8%	+5.2%	+3.7%	−0.4%	$9.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	BSJLD	SanJac Alpha Low Duration ETFRead Desk	0.35%	5.16%	+0.1%	+2.3%	+2.4%	new	new	−1.1%	$2M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	0.0%	+2.9%	+3.8%	+5.2%	+3.7%	−0.4%	$9.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	BSJLD	SanJac Alpha Low Duration ETFRead Desk	0.35%	5.16%	+0.1%	+2.3%	+2.4%	new	new	−1.1%	$2M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VUSB vs SJLD

VUSB

Vanguard Ultra-Short Bond

$12,019

SJLD

SanJac Alpha Low Duration

[…]

MeasureVUSBSJLD

Fee0.10%0.35%

Cost on $10k a year$10$35

Yield4.27%5.16%

5 years, per year+3.7%[…]

3 years, per year+5.2%[…]

Worst drop · 1Y−0.4%−1.1%

Volatility · 1Y0.7%1.4%

3–1measures won
VUSB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: VUSB, SJLD, BND, VCIT

Today

[…]holdings […]

VUSBSJLDBNDVCIT

VUSB—[…][…][…]

SJLD[…]—[…][…]

BND[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SJLD$516 − $35 = $481

VUSB$427 − $10 = $417

BND$412 − $3 = $409

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee