VXUS vs FDEM

AVXUS

BFDEM

Measures won4–2VXUS wins · of 6 · 5Y

$10,000 · 5Y$15,275FDEM · IEFA $14,909

Lowest cost0.05%VXUS · $5 on $10k

Most income3.56%FDEM · $356 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common12.9%VXUS and FDEM

VXUS

FDEM

Vanguard Total International Stock ETF · $163BFidelity Emerging Markets Multifactor ETF · $499M

+19.5%3 years · per year$17,060 · $16,804+18.9%

+8.1%5 years · per year$14,758 · $15,275+8.8%

0.05%Expense ratio$5 · $25 on $10k · lower wins0.25%

2.39%12-mo yield$239 · $356 on $10k3.56%

−11.3%Worst dropSmaller wins−14.0%

17.9%VolatilityLower wins22.5%

4–2VXUS wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVXUS · FDEM

4.2%2330.TW11.4%

2.0%005930.KS5.5%

1.7%000660.KS3.3%

0.5%2454.TW1.2%

Held in common12.9%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.56%	+1.8%	+8.9%	+10.0%	+18.9%	+8.8%	−14.0%	$499M
2	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$187.1B
3	AVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.56%	+1.8%	+8.9%	+10.0%	+18.9%	+8.8%	−14.0%	$499M
2	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$187.1B
3	AVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VXUS vs FDEM

VXUS

Vanguard Total International Stock

$14,758

FDEM

Fidelity Emerging Markets Multifactor

$15,275

MeasureVXUSFDEM

Fee0.05%0.25%

Cost on $10k a year$5$25

Yield2.39%3.56%

5 years, per year+8.1%+8.8%

3 years, per year+19.5%+18.9%

Worst drop · 1Y−11.3%−14.0%

Volatility · 1Y17.9%22.5%

4–2measures won
VXUS first

12.9%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.6%

+11.1%Year to date+11.6%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: VXUS, FDEM, IEFA

Today

50.0%most shared, VXUS and IEFA

VXUSFDEMIEFA

VXUS—12.9%50.0%

FDEM12.9%—0.0%

IEFA50.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$331most kept, FDEM

FDEM$356 − $25 = $331

IEFA$336 − $7 = $329

VXUS$239 − $5 = $234

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee