VXUS vs SPY

AVXUS

BSPY

Measures won2–4SPY wins · of 6 · 5Y

$10,000 · 5Y$17,493SPY · EFA $15,117

Lowest cost0.05%VXUS · $5 on $10k

Most income3.21%EFA · $321 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%VXUS and SPY

VXUS

SPY

Vanguard Total International Stock ETF · $163BState Street SPDR S&P 500 ETF · $778B

+19.5%3 years · per year$17,060 · $18,118+21.9%

+8.1%5 years · per year$14,758 · $17,493+11.8%

0.05%Expense ratio$5 · $9 on $10k · lower wins0.09%

2.39%12-mo yield$239 · $101 on $10k1.01%

−11.3%Worst dropSmaller wins−8.9%

17.9%VolatilityLower wins13.7%

2–4SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVXUS · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$75.5B
3	AVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$75.5B
3	AVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VXUS vs SPY

VXUS

Vanguard Total International Stock

$14,758

SPY

SPDR S&P 500

$17,493

MeasureVXUSSPY

Fee0.05%0.09%

Cost on $10k a year$5$9

Yield2.39%1.01%

5 years, per year+8.1%+11.8%

3 years, per year+19.5%+21.9%

Worst drop · 1Y−11.3%−8.9%

Volatility · 1Y17.9%13.7%

4–2measures won
SPY first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: VXUS, SPY, EFA

Today

45.7%most shared, VXUS and EFA

VXUSSPYEFA

VXUS—0.0%45.7%

SPY0.0%—0.0%

EFA45.7%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

VXUS$239 − $5 = $234

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee