WIP vs BND

AWIP

BBND

Measures won2–4BND wins · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · IUSB $10,151

Lowest cost0.03%BND · $3 on $10k

Most income6.51%WIP · $651 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]WIP and BND

WIP

BND

SPDR FTSE International Government Inflation-Protected Bond ETF · $460MVanguard Total Bond Market ETF · $161B

+5.4%3 years · per year$11,699 · $11,576+5.0%

−0.6%5 years · per year$9,711 · $9,985−0.0%

0.50%Expense ratio$50 · $3 on $10k · lower wins0.03%

6.51%12-mo yield$651 · $412 on $10k4.12%

−5.2%Worst dropSmaller wins−4.5%

8.6%VolatilityLower wins4.0%

2–4BND wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsWIP · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	AWIP	SPDR FTSE International Government Inflation-Protected Bond ETFRead Desk	0.50%	6.51%	+0.5%	+1.7%	+4.3%	+5.4%	−0.6%	−5.2%	$460M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	AWIP	SPDR FTSE International Government Inflation-Protected Bond ETFRead Desk	0.50%	6.51%	+0.5%	+1.7%	+4.3%	+5.4%	−0.6%	−5.2%	$460M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

WIP vs BND

WIP

SPDR FTSE International Government Inflation-Protected Bond

$9,711

BND

Vanguard Total Bond Market

$9,985

MeasureWIPBND

Fee0.50%0.03%

Cost on $10k a year$50$3

Yield6.51%4.12%

5 years, per year−0.6%−0.0%

3 years, per year+5.4%+5.0%

Worst drop · 1Y−5.2%−4.5%

Volatility · 1Y8.6%4.0%

4–2measures won
BND first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: WIP, BND, IUSB, VCIT

Today

[…]holdings […]

WIPBNDIUSBVCIT

WIP—[…][…][…]

BND[…]—[…][…]

IUSB[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$601most kept, WIP

WIP$651 − $50 = $601

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee