WIP vs IAGG

AWIP

BIAGG

Measures won2–4IAGG wins · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · IAGG $10,709

Lowest cost0.03%VCIT · $3 on $10k

Most income6.51%WIP · $651 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]WIP and IAGG

WIP

IAGG

SPDR FTSE International Government Inflation-Protected Bond ETF · $460MiShares Core International Aggregate Bond ETF · $13.1B

+5.4%3 years · per year$11,699 · $11,567+5.0%

−0.6%5 years · per year$9,711 · $10,709+1.4%

0.50%Expense ratio$50 · $7 on $10k · lower wins0.07%

6.51%12-mo yield$651 · $514 on $10k5.14%

−5.2%Worst dropSmaller wins−2.3%

8.6%VolatilityLower wins3.1%

2–4IAGG wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsWIP · IAGG

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BIAGG	iShares Core International Aggregate Bond ETFRead Desk	0.07%	5.14%	+0.1%	+2.0%	+1.6%	+5.0%	+1.4%	−2.3%	$13.1B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	AWIP	SPDR FTSE International Government Inflation-Protected Bond ETFRead Desk	0.50%	6.51%	+0.5%	+1.7%	+4.3%	+5.4%	−0.6%	−5.2%	$460M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BIAGG	iShares Core International Aggregate Bond ETFRead Desk	0.07%	5.14%	+0.1%	+2.0%	+1.6%	+5.0%	+1.4%	−2.3%	$13.1B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	AWIP	SPDR FTSE International Government Inflation-Protected Bond ETFRead Desk	0.50%	6.51%	+0.5%	+1.7%	+4.3%	+5.4%	−0.6%	−5.2%	$460M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

WIP vs IAGG

WIP

SPDR FTSE International Government Inflation-Protected Bond

$9,711

IAGG

iShares Core International Aggregate Bond

$10,709

MeasureWIPIAGG

Fee0.50%0.07%

Cost on $10k a year$50$7

Yield6.51%5.14%

5 years, per year−0.6%+1.4%

3 years, per year+5.4%+5.0%

Worst drop · 1Y−5.2%−2.3%

Volatility · 1Y8.6%3.1%

4–2measures won
IAGG first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: WIP, IAGG, SGOV, VCIT

Today

[…]holdings […]

WIPIAGGSGOVVCIT

WIP—[…][…][…]

IAGG[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$601most kept, WIP

WIP$651 − $50 = $601

IAGG$514 − $7 = $507

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee