WIP vs SPY

AWIP

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SPY $17,099

Lowest cost0.03%IVV · $3 on $10k

Most income6.51%WIP · $651 on $10k

Smallest drop−5.2%WIP · worst fall in 1Y

Held in common[…]WIP and SPY

WIP

SPY

SPDR FTSE International Government Inflation-Protected Bond ETF · $463MState Street SPDR S&P 500 ETF · $819B

+6.2%3 years · per year$11,982 · $18,174+22.0%

−0.9%5 years · per year$9,547 · $17,099+11.3%

0.50%Expense ratio$50 · $9 on $10k · lower wins0.09%

6.51%12-mo yield$651 · $103 on $10k1.03%

−5.2%Worst dropSmaller wins−8.9%

8.6%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsWIP · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	AWIP	SPDR FTSE International Government Inflation-Protected Bond ETFRead Desk	0.50%	6.51%	−0.3%	+1.7%	+4.7%	+6.2%	−0.9%	−5.2%	$463M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	AWIP	SPDR FTSE International Government Inflation-Protected Bond ETFRead Desk	0.50%	6.51%	−0.3%	+1.7%	+4.7%	+6.2%	−0.9%	−5.2%	$463M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

WIP vs SPY

WIP

SPDR FTSE International Government Inflation-Protected Bond

$9,547

SPY

SPDR S&P 500

$17,099

MeasureWIPSPY

Fee0.50%0.09%

Cost on $10k a year$50$9

Yield6.51%1.03%

5 years, per year−0.9%+11.3%

3 years, per year+6.2%+22.0%

Worst drop · 1Y−5.2%−8.9%

Volatility · 1Y8.6%13.6%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: WIP, SPY, IVV

Today

99.9%most shared, SPY and IVV

WIPSPYIVV

WIP—[…][…]

SPY[…]—99.9%

IVV[…]99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$601most kept, WIP

WIP$651 − $50 = $601

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee