WIP vs VTI

AWIP

BVTI

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,543VOO · VTI $16,697

Lowest cost0.03%VTI · $3 on $10k

Most income6.51%WIP · $651 on $10k

Smallest drop−5.2%WIP · worst fall in 1Y

Held in common[…]WIP and VTI

WIP

VTI

SPDR FTSE International Government Inflation-Protected Bond ETF · $460MVanguard Morningstar Total Stock Market ETF · $689B

+5.4%3 years · per year$11,699 · $18,090+21.8%

−0.6%5 years · per year$9,711 · $16,697+10.8%

0.50%Expense ratio$50 · $3 on $10k · lower wins0.03%

6.51%12-mo yield$651 · $106 on $10k1.06%

−5.2%Worst dropSmaller wins−8.9%

8.6%VolatilityLower wins13.9%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsWIP · VTI

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	AWIP	SPDR FTSE International Government Inflation-Protected Bond ETFRead Desk	0.50%	6.51%	+0.5%	+1.7%	+4.3%	+5.4%	−0.6%	−5.2%	$460M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	AWIP	SPDR FTSE International Government Inflation-Protected Bond ETFRead Desk	0.50%	6.51%	+0.5%	+1.7%	+4.3%	+5.4%	−0.6%	−5.2%	$460M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

WIP vs VTI

WIP

SPDR FTSE International Government Inflation-Protected Bond

$9,711

VTI

Vanguard Morningstar Total Stock Market

$16,697

MeasureWIPVTI

Fee0.50%0.03%

Cost on $10k a year$50$3

Yield6.51%1.06%

5 years, per year−0.6%+10.8%

3 years, per year+5.4%+21.8%

Worst drop · 1Y−5.2%−8.9%

Volatility · 1Y8.6%13.9%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.6%

+11.6%Year to date+11.6%

1.1%Yield1.0%

$689BAssets$93.2B

1–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+8.7%

+11.3%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

1–0VOO wins

End-of-day Nov 9, 2026

Overlap: WIP, VTI, VOO

Today

89.0%most shared, VTI and VOO

WIPVTIVOO

WIP—[…][…]

VTI[…]—89.0%

VOO[…]89.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$601most kept, WIP

WIP$651 − $50 = $601

VOO$107 − $3 = $104

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee