XCEM vs EMES

AXCEM

BEMES

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$15,739XCEM · VXUS $14,633

Lowest cost0.05%VXUS · $5 on $10k

Most income2.69%XCEM · $269 on $10k

Smallest drop−11.2%VWO · worst fall in 1Y

Held in common16.6%XCEM and EMES

XCEM

EMES

Columbia EM Core ex-China ETF · $2.0BHarbor Emerging Markets Select ETF (EMES) · $11M

+23.9%3 years · per year$19,030 · […][…]

+9.5%5 years · per year$15,739 · […][…]

0.16%Expense ratio$16 · $65 on $10k · lower wins0.65%

2.69%12-mo yield$269 · $48 on $10k0.48%

−18.2%Worst dropSmaller wins−16.4%

28.4%VolatilityLower wins22.5%

2–2Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsXCEM · EMES

15.6%2330.TW11.4%

1.8%2454.TW3.4%

1.0%IBN2.4%

0.9%HDB2.8%

Held in common16.6%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AXCEM	Columbia EM Core ex-China ETFRead Desk	0.16%	2.69%	−0.3%	+20.8%	+23.9%	+23.9%	+9.5%	−18.2%	$2.0B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.41%	−0.4%	+9.8%	+13.1%	+20.7%	+7.9%	−11.3%	$163.2B
3	VWO	Vanguard FTSE Emerging Markets ETFRead Desk	0.06%	2.20%	−0.6%	+3.2%	+3.0%	+16.8%	+4.5%	−11.2%	$125.4B
4	BEMES	Harbor Emerging Markets Select ETF (EMES)Read Desk	0.65%	0.48%	0.0%	+11.2%	+22.6%	new	new	−16.4%	$11M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AXCEM	Columbia EM Core ex-China ETFRead Desk	0.16%	2.69%	−0.3%	+20.8%	+23.9%	+23.9%	+9.5%	−18.2%	$2.0B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.41%	−0.4%	+9.8%	+13.1%	+20.7%	+7.9%	−11.3%	$163.2B
3	VWO	Vanguard FTSE Emerging Markets ETFRead Desk	0.06%	2.20%	−0.6%	+3.2%	+3.0%	+16.8%	+4.5%	−11.2%	$125.4B
4	BEMES	Harbor Emerging Markets Select ETF (EMES)Read Desk	0.65%	0.48%	0.0%	+11.2%	+22.6%	new	new	−16.4%	$11M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XCEM vs EMES

XCEM

Columbia EM Core ex-China

$15,739

EMES

Harbor Emerging Markets Select ETF (EMES)

[…]

MeasureXCEMEMES

Fee0.16%0.65%

Cost on $10k a year$16$65

Yield2.69%0.48%

5 years, per year+9.5%[…]

3 years, per year+23.9%[…]

Worst drop · 1Y−18.2%−16.4%

Volatility · 1Y28.4%22.5%

2–2measures won
level

16.6%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+9.8%

IXUSiShares

+10.2%

+9.8%Year to date+10.2%

2.4%Yield3.0%

$163BAssets$57.0B

2–0IXUS wins

End-of-day Nov 3, 2026

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+11.4%

+3.2%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

Overlap: XCEM, EMES, VXUS, VWO

Today

41.9%most shared, XCEM and VWO

XCEMEMESVXUSVWO

XCEM—16.6%17.4%41.9%

EMES16.6%—5.0%14.2%

VXUS17.4%5.0%—20.0%

VWO41.9%14.2%20.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$253most kept, XCEM

XCEM$269 − $16 = $253

VXUS$241 − $5 = $236

VWO$220 − $6 = $214

EMES$48 − $65 = −$17

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee