XCSH vs BIL

AXCSH

BBIL

Measures won0–2BIL wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · BIL $12,013

Lowest cost0.09%SGOV · $9 on $10k

Most income3.67%BIL · $367 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]XCSH and BIL

XCSH

BIL

XFUNDS 1-3 Month BOX ETF · $12MState Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.4B

[…]3 years · per year[…] · $11,393+4.4%

[…]5 years · per year[…] · $12,013+3.7%

0.23%Expense ratio$23 · $14 on $10k · lower wins0.14%

0.00%12-mo yield$0 · $367 on $10k3.67%

[…]Worst dropSmaller wins−0.0%

[…]VolatilityLower wins0.2%

0–2BIL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXCSH · BIL

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	BBIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETFRead Desk	0.14%	3.67%	0.0%	+3.1%	+3.7%	+4.4%	+3.7%	−0.0%	$48.4B
3	AXCSH	XFUNDS 1-3 Month BOX ETFRead Desk	0.23%	0.00%	0.0%	new	new	new	new	[…]	$12M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	BBIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETFRead Desk	0.14%	3.67%	0.0%	+3.1%	+3.7%	+4.4%	+3.7%	−0.0%	$48.4B
3	AXCSH	XFUNDS 1-3 Month BOX ETFRead Desk	0.23%	0.00%	0.0%	new	new	new	new	[…]	$12M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XCSH vs BIL

XCSH

XFUNDS 1-3 Month BOX

[…]

BIL

SPDR Bloomberg 1-3 Month T-Bill

$12,013

MeasureXCSHBIL

Fee0.23%0.14%

Cost on $10k a year$23$14

Yield0.00%3.67%

5 years, per year[…]+3.7%

3 years, per year[…]+4.4%

Worst drop · 1Y[…]−0.0%

Volatility · 1Y[…]0.2%

2–0measures won
BIL first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: XCSH, BIL, SGOV

Today

[…]holdings […]

XCSHBILSGOV

XCSH—[…][…]

BIL[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

BIL$367 − $14 = $353

XCSH$0 − $23 = −$23

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee