VCIT vs BND

AVCIT

BBND

Measures won3–2VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,415VCIT · IUSB $10,070

Lowest cost0.03%VCIT · $3 on $10k

Most income5.05%VCIT · $505 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]VCIT and BND

VCIT

BND

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BVanguard Total Bond Market ETF · $161B

+6.2%3 years · per year$11,974 · $11,428+4.6%

+0.8%5 years · per year$10,415 · $9,898−0.2%

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

5.05%12-mo yield$505 · $415 on $10k4.15%

−4.9%Worst dropSmaller wins−4.5%

4.5%VolatilityLower wins4.0%

3–2VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 10, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.05%	−0.7%	−1.4%	−0.6%	+6.2%	+0.8%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.36%	−0.6%	−0.5%	−0.2%	+5.0%	+0.1%	−4.3%	$50.5B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.15%	−0.7%	−0.7%	−0.4%	+4.6%	−0.2%	−4.5%	$161.4B
4	XCSH	XFUNDS 1-3 Month BOX ETFRead Desk	0.23%	0.00%	0.0%	new	new	new	new	[…]	$13M

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.05%	−0.7%	−1.4%	−0.6%	+6.2%	+0.8%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.36%	−0.6%	−0.5%	−0.2%	+5.0%	+0.1%	−4.3%	$50.5B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.15%	−0.7%	−0.7%	−0.4%	+4.6%	−0.2%	−4.5%	$161.4B
4	XCSH	XFUNDS 1-3 Month BOX ETFRead Desk	0.23%	0.00%	0.0%	new	new	new	new	[…]	$13M

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs BND

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,415

BND

Vanguard Total Bond Market

$9,898

MeasureVCITBND

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield5.05%4.15%

5 years, per year+0.8%−0.2%

3 years, per year+6.2%+4.6%

Worst drop · 1Y−4.9%−4.5%

Volatility · 1Y4.5%4.0%

3–2measures won
VCIT first

Nov 10, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.7%

AGGiShares

−0.7%

−0.7%Year to date−0.7%

4.1%Yield4.2%

$161BAssets$139B

1–0AGG wins

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026

Overlap: XCSH, VCIT, IUSB, BND

Today

[…]holdings […]

XCSHVCITIUSBBND

XCSH—[…][…][…]

VCIT[…]—[…][…]

IUSB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$502most kept, VCIT

VCIT$505 − $3 = $502

IUSB$436 − $6 = $430

BND$415 − $3 = $412

XCSH$0 − $23 = −$23

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee