XLC vs XTL

AXLC

BXTL

Measures won4–2XLC wins · of 6 · 5Y

$10,000 · 5Y$20,462XTL · XLF $15,353

Lowest cost0.08%XLC · $8 on $10k

Most income1.44%XLF · $144 on $10k

Smallest drop−14.8%XLF · worst fall in 1Y

Held in common10.9%XLC and XTL

XLC

XTL

State Street Communication Services Select Sector SPDR ETF · $21.6BState Street SPDR S&P Telecom ETF · $452M

+18.5%3 years · per year$16,646 · $29,664+43.7%

+6.0%5 years · per year$13,367 · $20,462+15.4%

0.08%Expense ratio$8 · $35 on $10k · lower wins0.35%

1.36%12-mo yield$136 · $105 on $10k1.05%

−16.1%Worst dropSmaller wins−25.1%

16.4%VolatilityLower wins31.6%

4–2XLC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsXLC · XTL

4.7%CMCSA2.9%

4.5%VZ2.8%

4.3%T2.6%

4.3%TMUS2.6%

Held in common10.9%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BXTL	State Street SPDR S&P Telecom ETFRead Desk	0.35%	1.05%	+0.2%	+21.7%	+20.0%	+43.7%	+15.4%	−25.1%	$452M
2	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.9%	+24.0%	+9.0%	−14.8%	$54.2B
3	AXLC	State Street Communication Services Select Sector SPDR ETFRead Desk	0.08%	1.36%	+1.2%	−13.0%	−10.6%	+18.5%	+6.0%	−16.1%	$21.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BXTL	State Street SPDR S&P Telecom ETFRead Desk	0.35%	1.05%	+0.2%	+21.7%	+20.0%	+43.7%	+15.4%	−25.1%	$452M
2	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.9%	+24.0%	+9.0%	−14.8%	$54.2B
3	AXLC	State Street Communication Services Select Sector SPDR ETFRead Desk	0.08%	1.36%	+1.2%	−13.0%	−10.6%	+18.5%	+6.0%	−16.1%	$21.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLC vs XTL

XLC

Communication Services Select Sector SPDR

$13,367

XTL

SPDR S&P Telecom

$20,462

MeasureXLCXTL

Fee0.08%0.35%

Cost on $10k a year$8$35

Yield1.36%1.05%

5 years, per year+6.0%+15.4%

3 years, per year+18.5%+43.7%

Worst drop · 1Y−16.1%−25.1%

Volatility · 1Y16.4%31.6%

4–2measures won
XLC first

10.9%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 4, 2026

Overlap: XLC, XTL, XLF

Today

10.9%most shared, XLC and XTL

XLCXTLXLF

XLC—10.9%0.0%

XTL10.9%—0.0%

XLF0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

XLC$136 − $8 = $128

XTL$105 − $35 = $70

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee